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15 Twin Oaks Pl, Laurel, MS, 39440

3beds
2baths
1,986sqft
$309,000
$156price/sqft
$2,167/moest. monthly cost
$86,680/yrincome needed

About This Home

Welcome to Twin Oaks, one of Laurel's most desirable neighborhoods! This beautifully maintained 3-bedroom, 2-bath home offers timeless style and comfortable living with gorgeous hardwood floors throughout, a spacious formal dining room, and a functional floor plan perfect for everyday living and entertaining. Enjoy the peaceful setting of the Twin Oaks subdivision, complete with access to a neighborhood fishing pond. Whether you're relaxing at home or enjoying the community amenities, this property offers the perfect blend of comfort, convenience, and charm. Don?t miss your opportunity to make this wonderful home yours

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

--
2/10
Laurel Middle SchoolGrades 7-81.3 mi
5/10
Laurel High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Ceramic Tl Cntr Tops

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric,Central Air

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Ceilings
  • Flooring: Wood,Ceramic Tile
  • Attic: Permanent Stairs,Floored,Walk-in Attic Storge

Interior Area

  • Total structure area: 1,986
  • Total interior livable area: 1,986 sqft

Property

Details

  • Parcel number: 134M360200315
  • Zoning description: res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 9,147 sqft
  • Features: Pond on Lot,Cul-De-Sac,Subdivision
  • Lot size dimensions: 0.21

Parking

  • Parking features: None,Driveway,Paved,Garage with door
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$233$2,796
Property Taxes $180$2,160
Electricity $192$2,304
Total$2,167$26,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,297/yr
40% on housing$65,010/yr
45% on housing$57,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 39440$95
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39440
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$309,000
2025-09-05Sold--
2025-08-06Pending sale$298,000
2025-07-11Listed for sale$298,000
2025-07-01Listing removed$298,000
2025-05-16Listed for sale$298,000
2025-05-15Contingent$298,000
2025-04-14Pending sale$298,000
2025-03-14Listed for sale$298,000
2025-02-26Pending sale$298,000
2024-10-28Price change$298,000
2024-07-31Price change$304,000
2024-06-28Listed for sale$319,500

For Sale by Agent

AgentAmanda Pierce
BrokerageWoodland Realty, Inc

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