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4 Lilly Ln, Ellisville, MS, 39437

4beds
4baths
3,292sqft
$425,000
$129price/sqft
$2,915/moest. monthly cost
$116,600/yrincome needed

About This Home

Don't miss this rare opportunity to own a spacious and well-appointed home in the highly sought-after Bridgewater Subdivision, just minutes from Ellisvile. Perfectly situated on a corner lot, this property offers convenience, charm, and plenty of room for comfortable living. Inside you'll find a generously sized living area, kitchen complete with an eat-in breakfast nook, a separate formal dining room, and a half bath. The primary suite, along with 2 additional bedrooms, with a Jack and Jill bath, rounds off the bottom floor. Upstairs is a flexible space that can serve as a fourth bedroom or flex space featuring a full bath and a large walk-in closet. Enjoy outdoor living with a courtyard-style back porch and a beautifully landscaped yard. This home offers both function and style!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
6/10
South Jones High SchoolGrades 7-122.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Granite Counters,Soaking Tub,Ceiling Fan(s),Walk-In Closet(s)

Interior Area

  • Total structure area: 3,292
  • Total interior livable area: 3,292 sqft

Property

Details

  • Parcel number: 094T310004710

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Garden

Lot

  • Lot size: 1.15 Acres
  • Features: 1 - 3 Acres,Subdivision
  • Lot size dimensions: 1.15

Parking

  • Parking features: None,Garage without door

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$213$2,556
Property Taxes $247$2,964
Electricity $306$3,673
Total$2,915$34,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,942/yr
40% on housing$87,450/yr
45% on housing$77,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 39437$154
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39437
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$425,000
2025-10-23Listed for sale$463,500
2025-10-23Listing removed$469,000
2025-09-03Price change$469,000
2025-05-19Listed for sale$485,000

For Sale by Agent

AgentSusan Blackledge
BrokerageMagnolia Real Estate

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