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126 McGraph Cv, Saltillo, MS, 38866

6beds
5baths
3,964sqft
$529,000
$133price/sqft
$3,701/moest. monthly cost
$148,040/yrincome needed

About This Home

In sought-after Saltillo...tucked inside the establish Garden Park neighborhood known for its peaceful setting and community ponds...this hard-to-find opportunity delivers.Need space? This one solves it with 6 true bedrooms and 5 full baths, plus 2 additional rooms with closets... giving flexibility for up to 7 bedrooms, media room, playroom, office space, or whatever your life needs.Functional layout with multiple bedrooms and baths on both levels. Brand new main-level flooring and a newer roof add peace of mind.Just in time for summer... enjoy your own private backyard retreat... an in-ground pool, fenced in backyard, and space made for unwinding and entertaining.Open House Saturday... come see it for yourself!All information deemed reliable but not guaranteed. Buyer to verify.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Guntown Middle SchoolGrades 6-87.9 mi
7/10
Saltillo High SchoolGrades 9-123.9 mi

Construction

Materials

  • Roof: Architectural
  • Construction materials: BRICK/VINYL

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Granite Counters
  • Window features: Window Treatments
  • Fireplace features: YES,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,964

Heating & Cooling

  • Heating features: Cntrl Elec
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,964
  • Total interior livable area: 3,964 sqft

Property

Details

  • Parcel number: 047U3501225

Features

  • Stories: 2
  • Pool features: in-ground
  • Patio & porch: Patio
  • Fencing: Yes

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 140 x 203

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$351$4,212
Property Taxes $308$3,696
Electricity $368$4,423
Total$3,701$44,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,891/yr
40% on housing$111,030/yr
45% on housing$98,693/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 38866$138
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38866$148
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$559,000
2011-05-03Sold--
2011-03-17Pending sale$249,900
2011-03-05Price change$249,900
2011-01-06Listed for sale$264,900

For Sale by Agent

AgentLeigh Ann Leslie
BrokerageeXp Realty LLC

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