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1224 102nd Ave, Plainwell, MI, 49080

4beds
1baths
2,100sqft
$393,000
$187price/sqft
$2,791/moest. monthly cost
$111,640/yrincome needed

About This Home

Discover the perfect blend of country living and convenience with this charming family farm set on 7.78 acres. The four bedroom, one-bath farmhouse features a formal dining room, main floor laundry, plus a bonus room/den upstairs. Water heater, softener, and siding were all replaced in 2020, along with roof on house, large barn, and shed. Furnace is brand new as of December 2025, and new washer installed January 2026. Five outbuildings provide endless possibilities, including a full size barn and classic milk house, ideal for hobby farming, livestock, or storage. The open pasture is ready for animals, or starting your homestead. Enjoy all the benefits of rural living while remining just minutes from town. A rare opportunity to own a versatile country property! Call today for your private tour!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Starr Elementary SchoolGrades PK-50.7 mi
6/10
Plainwell Middle SchoolGrades 6-80.6 mi
7/10
Plainwell High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1893

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Replacement
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 1703600100
  • Zoning description: AG

Features

  • Stories: 2
  • Fencing: Other

Lot

  • Lot size: 7.78 Acres
  • Lot size dimensions: 900 x 326

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,987$23,844
Home Insurance *$160$1,920
Property Taxes $415$4,980
Electricity $229$2,748
Total$2,791$33,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,691/yr
40% on housing$83,730/yr
45% on housing$74,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 49080$206
Allegan County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 49080$179
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$399,000
2026-02-05Listed for sale$409,000

For Sale by Agent

AgentHeidi M Allen
BrokerageKeller Williams Harbortown

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