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45 Browning Dr, Shelbyville, MI, 49344

6beds
4baths
3,872sqft
$650,000
$168price/sqft
$4,593/moest. monthly cost
$183,720/yrincome needed

About This Home

Experience the best of Gun Lake living in this stunning 3,872-square-foot custom home, perfectly situated across the street from Gun Lake in the back of a quiet, peaceful neighborhood. Offering 6 bedrooms, 3.5 bathrooms, exceptional living space, and a backyard designed for entertaining; this home combines luxury, comfort, and everyday functionality. The inviting open-concept main level features a spacious kitchen with granite countertops, black stainless steel appliances, a smart refrigerator, and an abundance of cabinetry, flowing seamlessly into the dining and living areas. The main-floor primary suite offers a private retreat complete with a walk-in closet, double vanity, and relaxing jetted tub. Two additional bedrooms share a full bathroom, while a dedicated home office and main-floor laundry provide convenience for today's lifestyle. The finished walkout lower level offers incredible flexibility with three additional bedrooms, a full bathroom, a spacious family room, a dedicated workout room, and generous storage space, which is perfect for hosting guests, creating recreation space, or accommodating multi-generational living. Step outside to your own private backyard oasis featuring a newer deck overlooking the in-ground pool and pool house, creating the perfect setting for summer gatherings, outdoor dining, and relaxing after a day on the lake. Additional premium features include zoned heating and cooling, central vacuum, and an oversized three-stall garage complete with heating, air conditioning, and hot and cold water. With nearly 3,900 square feet of finished living space, thoughtful design throughout, and an unbeatable location just moments from one of West Michigan's premier all-sports lakes, this exceptional property is ready to welcome you home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Wayland High SchoolGrades 9-126.4 mi
6/10
R.J. Steeby SchoolGrades PK,2-36.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Gas Dryer Hookup,In Bathroom,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Central Vacuum,Center Island,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Skylight(s),Screens,Insulated Windows,Garden Window,Window Treatments
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,872
  • Total interior livable area: 3,872 sqft

Property

Details

  • Parcel number: 2424502000
  • Zoning description: Residential

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 1.19 Acres
  • Features: Cul-De-Sac,Shrubs/Hedges
  • Lot size dimensions: 100 x 252.9 x 132.17 x 278.4 x 181.56

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$344$4,128
Property Taxes $541$6,492
Electricity $422$5,068
Total$4,593$55,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,474/yr
40% on housing$137,790/yr
45% on housing$122,480/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 49344$219
Allegan County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 49344$196
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$650,000
2020-09-17Sold$450,000
2020-08-16Pending sale$450,000
2020-08-13Listed for sale$450,000
2017-08-08Sold$362,000
2016-11-19Listed for sale$369,900
2007-03-30Sold$40,000

For Sale by Agent

AgentChad T Schmidt
BrokerageEXP Realty LLC

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