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13872 Fineview Bluff Dr, Battle Creek, MI, 49017

3beds
3baths
1,500sqft
$520,000
$347price/sqft
$3,610/moest. monthly cost
$144,400/yrincome needed

About This Home

Welcome to your fully furnished dream getaway on Fine Lake -- a 360-acre all-sports lake perfect for boating, fishing, and endless summer fun. This beautifully updated 3-bedroom, 2.5-bath home offers stunning views from nearly every room, especially through the double sliding doors off the kitchen that open to a breathtaking lakeside panorama. Enjoy the peace and privacy of your double lot nestled in a quiet cove. Relax or entertain on the multi-level outdoor seating areas, all recently painted and ready for summer. Inside, you'll love the fresh interior paint, new flooring, cozy gas fireplace, electronic blinds, with large windows and doors that frame the lake and fill the home with natural light. Major updates include a new lifetime metal roof, new water heater, and thoughtful design touches throughout. Outside, you'll find plenty of space for your lake gear and toys with a storage shed near the water and a large storage building next to the home - perfect for tools, equipment, or even a workshop. Best of all, this property is Airbnb-friendly, offering a great opportunity for short-term rental income when you're not enjoying it yourself. Whether it's a weekend escape or a year-round residence, this lake house offers the perfect blend of comfort, style, and lakefront living. Buyer to verify all information. Call with any questions or for your private showing. Opportunities like this on Fine Lake are few and far between - make it yours today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
6/10
8/10

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Replacement
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 910
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 0910000700
  • Zoning description: Res

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Fine Lake

Lot

  • Lot size: 0.28 Acres
  • Features: Wooded,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 75 x 184 x 54 x 79 x 39 x 93

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Barry County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$377$4,524
Property Taxes $416$4,992
Electricity $188$2,259
Total$3,610$43,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,771/yr
40% on housing$108,300/yr
45% on housing$96,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 49017$107
Barry County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 49017$119
Barry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$550,000
2025-09-04Price change$575,000
2025-05-14Price change$585,000
2024-08-15Listed for sale$595,000
2023-04-28Sold$375,000
2023-04-12Pending sale$375,000
2023-04-11Listed for sale$375,000
2023-04-06Pending sale$375,000
2023-04-03Listed for sale$375,000
2009-08-28Sold$180,000

For Sale by Agent

AgentRachel R Brock
BrokerageFive Star Real Estate (Main)

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