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400 Oselka Dr Suite 232, New Buffalo, MI, 49117

1beds
1baths
727sqft
$419,000
$576price/sqft
$2,751/moest. monthly cost
$110,040/yrincome needed

About This Home

Embrace the ultimate lakefront lifestyle in this well priced, second floor walk up 1-bedroom, 1-bathroom condo located in the heart of desirable New Buffalo, Michigan. Sold Turnkey with convienent murphy beds and neutral furniture. Perfect as a weekend retreat for all seasons, this property features a spacious covered porch offering picturesque, relaxing views of the marina and treed landscape unique to owners of 400 Oselka Drive. Leave your car behind, as you are within easy walking distance to the beach, vibrant downtown restaurants, and local boutique shops. Best of all, the condo is just steps from the Amtrak station, providing an effortless, stress-free commute directly from Chicago. Experience effortless coastal living and immediate access to everything Harbor Country has to offer. Current owners selling due to their age. Priced below market to sell quick and to allow for new owners to apply their design preferences while building equity in this great location. Includes newer stainless steel appliances, window treatments, doorwalls and the entire building's exterior was redone within the last 5 years. We will have one open house August 9nd. Accepting final and best offers on August 23rd.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Range / Oven,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 727 sqft

Property

Details

  • Parcel number: 6271510027001

Features

  • Exterior features: Shingle,Cement / Concrete,Composition
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$89$1,068
Property Taxes $356$4,272
Electricity $188$2,259
Total$2,751$33,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,320/yr
40% on housing$82,530/yr
45% on housing$73,360/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 49117$393
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49117$458
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$419,000
2004-06-10Sold$172,500

For Sale by Owner

AgentProperty Owner

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