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5271 Us Highway 31 N, Williamsburg, MI, 49690

2beds
2baths
2,825sqft
$1,199,500
$425price/sqft
$8,291/moest. monthly cost
$331,640/yrincome needed

About This Home

Enjoy the best of Northern Michigan living in this charming 2-bedroom, 2-bath home set along 115 feet of private frontage on East Grand Traverse Bay, just five miles from downtown Traverse City. With water views from nearly every room, this home offers a peaceful, light-filled retreat in an unbeatable location. Inside, you’ll find an inviting open layout highlighted by vaulted ceilings, skylights, and a cozy gas fireplace that anchors the main living space. The kitchen is well-equipped with custom cherry cabinets and stainless steel appliances, including a Bosch dishwasher, Jenn-Air convection oven, and Whirlpool Gold Series refrigerator, along with ample cabinetry for storage. The four-season family room provides additional living space and opens directly onto a waterside patio—perfect for relaxing or entertaining while taking in the bay views. The spacious primary suite features a handicap-accessible bathroom complete with a jetted tub and double vanity. A second bedroom and full bath offer comfort and flexibility for guests or additional use. Outside, in addition to the attached 2-car garage, there is also a 32x20 detached garage that provides extra storage for vehicles, water toys, or hobbies. This property offers not only a beautiful place to enjoy, whether you're looking for a year-round residence or vacation getaway. This East Bay home combines comfort, convenience, and stunning waterfront scenery just minutes from everything Traverse City has to offer.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
7/10
Central High SchoolGrades 8-124.0 mi
7/10
East Middle SchoolGrades 6-84.3 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Slab
  • Roof: Asphalt,Membrane
  • Construction materials: Frame,Stucco/Drivit

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Water Softener Owned,Washer,Dryer,Cooktop,Exhaust Fan,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main
  • Area: 360

Features

  • Bookcases,Entrance Foyer,Granite Bath Tops,Granite Counters,Kitchen Island,Mud Room,Vaulted Ceiling(s),Drywall,Ceiling Fan(s),Cable TV,High Speed Internet,DSL,WiFi
  • Window features: Skylight(s),Blinds
  • Flooring: Tile,Vinyl,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,825

Heating

  • Heating features: Hot Water,Baseboard,Radiant Floor,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 2,825
  • Total interior livable area: 2,825 sqft

Kitchen

  • Level: Main
  • Area: 300

Living Room

  • Level: Main

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 210

Property

Accessibility

  • Accessibility features: Main Floor Access,Accessible Full Bath,Grip-Accessible Features,Hand Rails

Details

  • Parcel number: 0110309700
  • Zoning description: Residential
  • Other equipment: Dish TV

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Bay,Water,Bay View
  • Has water view: Yes
  • Water view: Water,Bay
  • On waterfront: Yes
  • Waterfront features: All Sports,Sandy Bottom,Great Lake,Lake,Sandy Shoreline
  • Waterbody name: Grand Traverse Bay
  • Frontage type: Waterfront
  • Frontage length: 115

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,Level,Landscaped,Metes and Bounds
  • Lot size dimensions: 115 x 112 x 120 x 145

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete Floors,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,065$72,780
Home Insurance *$332$3,984
Property Taxes $1,586$19,032
Electricity $308$3,697
Total$8,291$99,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,262/yr
40% on housing$248,730/yr
45% on housing$221,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 49690$644
Grand Traverse County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 49690$304
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,250,000
1998-10-21Sold$224,000

For Sale by Agent

AgentMark Hagan
BrokerageColdwell Banker Schmidt Traverse City

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