Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

259 Midtown Dr, Traverse City, MI, 49684

3beds
2baths
1,848sqft
$649,000
$351price/sqft
$4,116/moest. monthly cost
$164,640/yrincome needed

About This Home

Live in the heart of downtown Traverse City with beautiful views of the Boardman River right outside your door. This impeccably maintained 3-bedroom, 1.5-bath end-unit condo offers abundant natural light and a flexible layout with endless possibilities to fit your lifestyle. Enjoy morning coffee or evening sunsets from the private balcony overlooking the river, with the added convenience of tying off your boat at the nearby city dock. Inside, you'll find a well-appointed kitchen featuring granite countertops, a wet bar, and plenty of space for entertaining. A one-car garage provides additional storage and convenience, while restaurants, shopping, beaches, and everything downtown Traverse City has to offer are just outside your door. Whether you're looking for a year-round residence or the perfect Up North retreat, this exceptional condo offers an unbeatable combination of location, views, and easy living.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

8/10
Central Grade SchoolGrades PK-70.4 mi
7/10
Central High SchoolGrades 8-121.6 mi
7/10
East Middle SchoolGrades 6-84.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Cement Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Condominium,Single Family Residence,Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Washer,Dryer,Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished

Bedroom2

  • Level: Upper
  • Area: 113.4

Bedroom3

  • Level: Lower
  • Area: 169.36

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110.2

Features

  • Wet Bar,Pantry,Granite Counters,Cable TV,High Speed Internet
  • Flooring: Wood,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 1,548

Heating

  • Heating features: Forced Air,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Kitchen

  • Level: Main
  • Area: 110.2

Living Room

  • Level: Main
  • Area: 227.76

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Upper
  • Area: 232.14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 285176704800
  • Attached to another structure: Yes
  • Zoning description: Unknown

Features

  • Entry location: Other,Other
  • Exterior features: Sprinkler System,Sidewalk
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River,All Sports
  • Waterbody name: Boardman River
  • Frontage length: 1100

Lot

  • Features: Other,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Concrete Floors,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$180$2,160
Property Taxes $454$5,448
Electricity $201$2,418
Total$4,116$49,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,120/yr
40% on housing$123,480/yr
45% on housing$109,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 49684$346
Grand Traverse County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 49684$285
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$649,000
2026-06-17Listed for sale$669,000
2015-08-21Sold$378,000
2015-07-30Pending sale$378,000
2015-07-13Listed for sale$378,000
2015-01-21Sold$378,000
2005-10-07Sold$65,000

For Sale by Agent

AgentEric Senff
BrokerageREO-TCRandolph-233022

Similar Homes