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1777 W Pine River Rd, Breckenridge, MI, 48615

3beds
1baths
1,300sqft
$225,000
$173price/sqft
$1,897/moest. monthly cost
$75,880/yrincome needed

About This Home

Just Around the Bend on Pine River Road | This beautiful property spans 11 acres with river frontage. If that's speaking your language this may be the perfect fit for you! The one-story home with 3 bedrooms and 1 bathroom has fresh neutral interior paint and stands as a blank canvas for the next owner’s preferred flooring and other updates. Other features include a small pond, a detached 2-car garage connected with a sizable pole barn with updated roof, long turnaround driveway, and a brand new complete septic system! The views are stellar and the location is peaceful. Don't miss the opportunity to make this home your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
6/10
Breckenridge High SchoolGrades 6-128.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Washer

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 120

Bedroom2

  • Level: Main
  • Area: 110

Bedroom3

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Area: 112

Property

Details

  • Parcel number: 15000920080000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage length: 9999

Lot

  • Lot size: 11.07 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$222$2,664
Property Taxes $350$4,200
Electricity $188$2,259
Total$1,897$22,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,040/yr
40% on housing$56,910/yr
45% on housing$50,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 48615$135
Midland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 48615$115
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$225,000
2026-07-29Price change$225,000
2026-07-08Price change$245,000
2026-06-12Price change$270,000
2026-05-29Listed for sale$290,000

For Sale by Agent

AgentEmily Wolfgang
BrokerageModern Realty

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