




1864 E Chippewa River Rd, Midland, MI, 48640
About This Home
Don’t miss this captivating house on E Chippewa River Road. This beautiful home sits on over two acres and offers four large bedrooms, three full bathrooms, endless storage, and spacious living/entertaining spaces, all of which are flooded with natural light and views of the property. Conveniently located near the downtown Midland district, but nestled away in a picturesque wooded setting across from the Chippewa Nature Center. Step into your inviting foyer and be greeted with soaring ceilings, a coat closet, and tile floor. Move through your spacious kitchen equipped with a large island, recently updated cupboards and quartz countertops(2024), stainless steel appliances, and loads of storage. Right off the kitchen is a generous formal dining room, great for family dinners or get-togethers with friends. Next, check out the living room with vaulted ceilings, a large brick fireplace, and a full view of your two acres of partially wooded riverfront property. Notice the great floor layout as you move from the living spaces to the first-floor bedrooms. All three bedrooms feature very generous closets, huge windows, fresh paint, and new LVF(2024) throughout. The completely updated first-floor bath is located in the central hallway across from the well-situated main floor laundry area. Don’t forget your private primary suite on the upper level. Enjoy the sizable bedroom space with multiple large closets. You’ll be delighted to find a luxurious tiled bathroom with a two-person jetted tub and shower. The skylights in the bedroom, bathroom, and loft will give you all the natural light you could wish for! The walkout basement is currently being used as an entertaining space and home gym/storage area. It features two framed rooms, a full bath with a tiled shower, large windows, a fireplace, and walkout access to the expansive lot. This space can be customized to your liking, with the ability to make a great mother-in-law suite or other passive income opportunities.
Getting Around
Schools
Construction
Condition
- Year built: 1968
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Washer
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Tile,Other,Carpet,Linoleum / Vinyl
- Fireplace: Yes
Heating
- Heating features: Radiant
Interior Area
- Total interior livable area: 2,832 sqft
Property
Details
- Parcel number: 04002410065000
Features
- Exterior features: Brick
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 2 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Inland Flooding
- Tornado
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Midland County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $422 | $5,064 |
| Electricity | $308 | $3,706 |
| Total | $2,771 | $33,252 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $384,999 |
| 2026-03-30 | Price change | $389,900 |
| 2026-03-24 | Price change | $395,000 |
| 2026-03-05 | Price change | $399,900 |
| 2025-12-16 | Price change | $405,000 |
| 2025-12-03 | Price change | $420,000 |
| 2025-11-21 | Listed for sale | $435,000 |
| 2023-07-11 | Sold | $179,000 |
| 2023-05-09 | Pending sale | $187,700 |
| 2023-04-26 | Price change | $187,700 |
| 2023-04-17 | Price change | $188,800 |
| 2023-04-13 | Listed for sale | $189,900 |
| 2023-04-06 | Pending sale | $189,900 |
| 2023-03-31 | Listed for sale | $189,900 |
