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537 S Woodcock Rd, Midland, MI, 48640

2beds
1baths
1,223sqft
$169,900
$139price/sqft
$1,407/moest. monthly cost
$56,280/yrincome needed

About This Home

PRICE REDUCED!!!Discover the charm and potential of this one and a half story traditional home located in the highly desired Bullock Creek school district. Nestled on a private and peaceful lot, this property offers a perfect blend of quiet living while still being just minutes from town and the Chippewa Nature Center. BUILDERS: this property could be divided for multiple builds.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Bullock Creek High SchoolGrades 9-121.8 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding,Vinyl Trim,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bathroom1

  • Level: Main
  • Area: 49

Bedroom1

  • Level: Second
  • Area: 143

Bedroom2

  • Level: Second
  • Area: 88

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,223

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,715
  • Total interior livable area: 1,223 sqft

Kitchen

  • Level: Main
  • Area: 88

Living Room

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 04002510047000
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 302

Lot

  • Lot size: 1.62 Acres
  • Lot size dimensions: 302.25 x 233

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Lightning

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$91$1,092
Property Taxes $269$3,228
Electricity $188$2,259
Total$1,407$16,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,240/yr
40% on housing$42,210/yr
45% on housing$37,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 48640$147
Midland County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 48640$140
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Listed for sale$149,900
2026-08-07Pending sale$149,900
2026-08-05Price change$149,900
2026-06-26Listed for sale$169,900
1994-06-01Sold$26,000

For Sale by Agent

AgentDoug Gowing
BrokerageCentury 21 Signature Realty Midland

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