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3400 N Sturgeon Rd, Midland, MI, 48642

4beds
3baths
2,823sqft
$469,900
$166price/sqft
$3,460/moest. monthly cost
$138,400/yrincome needed

About This Home

"Elegantly Crafted Saltbox" You'll love coming home to this beautifully appointed Retreat. It's what's referred to as a "Lifestyle Property". It's perfect for the season's of your life! Whether you are a younger family with children or empty nesters, it works! It's appointed with 3 spacious upper story bedrooms, of course you'll find the primary, on suite and walk-in. Gorgeous formal Entry with sweeping Staircase welcomes you into the main level, into the spacious Living room and thru to the Formal dining. The Kitchen has an island bar with an eat-in area that transitions into the side entrance and separate laundry. Don't miss the main level Music room, with French door! And that's not all! The lower level is perfect for family game nights or the home theater experience. Theres plenty of storage, and a separate exercise room. The mechanicals of the home are contained to their own area including a entire home generator system. The exterior is equally as lovely, large back deck for entertaining. Built in gazebo, looking into the beautiful woodlands. Complete new roof in 12/25, which includes a transferrable 15-year warranty. New hot water heater and dishwasher also installed in 12/25.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Siebert SchoolGrades K-54.3 mi
9/10
Jefferson Middle SchoolGrades 6-84.4 mi
9/10
H.H. Dow High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer,Other,Freezer,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Upper
  • Area: 120

Bedroom3

  • Level: Upper
  • Area: 156

Bedroom4

  • Level: Lower
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143

Family Room

  • Level: Lower
  • Area: 600

Features

  • Walk-In Closet(s)
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 726
  • Finished area above ground: 2,097

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,823
  • Total interior livable area: 2,823 sqft

Kitchen

  • Level: Main
  • Area: 220

Living Room

  • Level: Main
  • Area: 260

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Upper
  • Area: 234

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 09001720019800
  • Zoning description: Agricultural Res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Multi-Level Decking,Porch
  • Exterior features: Other
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 5 Acres
  • Features: Wooded,Some Lowland Areas,Level,Metes and Bounds
  • Lot size dimensions: 330 x 660

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener,RV Access/Parking,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Ice Storm
Lightning

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$233$2,796
Property Taxes $544$6,528
Electricity $307$3,695
Total$3,460$41,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,628/yr
40% on housing$103,800/yr
45% on housing$92,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 48642$181
Midland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 48642$161
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-29Price change$474,500
2025-12-02Listed for sale$454,500
2022-06-02Sold$350,000
2022-04-20Pending sale$349,900
2022-04-07Listed for sale$349,900
2020-10-13Sold$255,000
2020-09-16Pending sale$265,000
2020-08-27Listed for sale$265,000
2020-08-13Pending sale$265,000
2020-08-11Listed for sale$265,000

For Sale by Agent

AgentDawn Krantz
BrokerageCOLDWELL BANKER MT. PLEASANT REALTY

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