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10041 Birch Dr, Riverdale, MI, 48877

3beds
1baths
1,172sqft
$515,500
$440price/sqft
$3,504/moest. monthly cost
$140,160/yrincome needed

About This Home

Welcome to a true sportsman's paradise on beautiful Stevens Lake. This rare property offers approximately 33 acres of wooded land with established trails, creating a private outdoor retreat perfect for hunting, exploring, and year-round recreation. Known as a whitetail extravaganza, the wooded acreage provides outstanding habitat for deer and other wildlife while still offering the peaceful setting of a no-wake lake ideal for fishing, kayaking, and relaxing days on the water. The property includes a 3-bedroom home with approximately 1,172 sq ft and a detached 2-car garage, making it perfect for a year-round residence, hunting camp, or lake getaway. Properties like this are incredibly hard to find a once a lifetime gem combining lakefront living with 30+ acres of wooded recreational land

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1971

Materials

  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Oven,Range,Refrigerator,Washer/Dryer,Water Heater
  • Laundry features: In Unit

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 102

Bedroom3

  • Level: Second
  • Area: 149.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 108

Features

  • Breakfast Bar,Open Floorplan,Primary Downstairs,Vaulted Ceiling(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,172

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,172
  • Total interior livable area: 1,172 sqft

Kitchen

  • Level: First
  • Area: 108

Living Room

  • Level: First
  • Area: 187

Master Bedroom

  • Level: First
  • Area: 115

Other

  • Level: First
  • Area: 260

Property

Details

  • Parcel number: 5901140100301
  • Zoning description: Zoning

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Side
  • Patio & porch: Deck
  • Exterior features: Dock
  • Fencing: None
  • Has view: Yes
  • View description: Forest,Lake,Orchard,Rural,Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Lake Privileges,Waterfront
  • Waterbody name: Stevens Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 33 Acres
  • Features: Back Yard,Front Yard,Garden,Level,Rectangular Lot,Views,Waterfront,Wooded
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Front,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Montcalm County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,606$31,272
Home Insurance *$285$3,420
Property Taxes $425$5,100
Electricity $188$2,259
Total$3,504$42,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,137/yr
40% on housing$105,120/yr
45% on housing$93,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 48877$103
Montcalm County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 48877$143
Montcalm County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$539,000
2025-12-02Listing removed$315,000
2025-08-28Price change$315,000
2025-05-16Listed for sale$320,000
2021-01-02Listing removed$240,000
2020-09-13Price change$240,000
2020-08-11Listed for sale$250,000

For Sale by Agent

AgentMark A Mantyla
BrokerageHome Towne Real Estate

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