




10041 Birch Dr, Riverdale, MI, 48877
About This Home
Welcome to a true sportsman's paradise on beautiful Stevens Lake. This rare property offers approximately 33 acres of wooded land with established trails, creating a private outdoor retreat perfect for hunting, exploring, and year-round recreation. Known as a whitetail extravaganza, the wooded acreage provides outstanding habitat for deer and other wildlife while still offering the peaceful setting of a no-wake lake ideal for fishing, kayaking, and relaxing days on the water. The property includes a 3-bedroom home with approximately 1,172 sq ft and a detached 2-car garage, making it perfect for a year-round residence, hunting camp, or lake getaway. Properties like this are incredibly hard to find a once a lifetime gem combining lakefront living with 30+ acres of wooded recreational land
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1971
Materials
- Roof: Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Microwave,Oven,Range,Refrigerator,Washer/Dryer,Water Heater
- Laundry features: In Unit
Basement
- Basement: Crawl Space
Bedroom2
- Level: Second
- Area: 102
Bedroom3
- Level: Second
- Area: 149.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 108
Features
- Breakfast Bar,Open Floorplan,Primary Downstairs,Vaulted Ceiling(s)
- Flooring: Carpet,Laminate
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,172
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,172
- Total interior livable area: 1,172 sqft
Kitchen
- Level: First
- Area: 108
Living Room
- Level: First
- Area: 187
Master Bedroom
- Level: First
- Area: 115
Other
- Level: First
- Area: 260
Property
Details
- Parcel number: 5901140100301
- Zoning description: Zoning
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Side
- Patio & porch: Deck
- Exterior features: Dock
- Fencing: None
- Has view: Yes
- View description: Forest,Lake,Orchard,Rural,Trees/Woods
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Lake Privileges,Waterfront
- Waterbody name: Stevens Lake
- Frontage type: Lakefront
Lot
- Lot size: 33 Acres
- Features: Back Yard,Front Yard,Garden,Level,Rectangular Lot,Views,Waterfront,Wooded
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Detached,Garage Faces Front,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Montcalm County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,606 | $31,272 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $425 | $5,100 |
| Electricity | $188 | $2,259 |
| Total | $3,504 | $42,048 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $539,000 |
| 2025-12-02 | Listing removed | $315,000 |
| 2025-08-28 | Price change | $315,000 |
| 2025-05-16 | Listed for sale | $320,000 |
| 2021-01-02 | Listing removed | $240,000 |
| 2020-09-13 | Price change | $240,000 |
| 2020-08-11 | Listed for sale | $250,000 |
