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212 Pearl St, Crystal, MI, 48818

3beds
1baths
1,056sqft
$129,900
$123price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

This charming and recently updated 212 Pearl St property in Crystal, MI offers a comfortable layout featuring 3 bedrooms, a good-sized den, and 1 large bathroom across 1,056 square feet of living space. Situated on a large lot, this 1957-built home includes a convenient 1.5-car garage and delivers a quiet small-town feel near local lake amenities.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 80

Bedroom3

  • Level: First
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 96

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Level: First
  • Area: 96

Living Room

  • Level: First
  • Area: 240

Master Bedroom

  • Level: First
  • Area: 96

Office

  • Level: First
  • Area: 49

Property

Details

  • Parcel number: 5900514400300
  • Zoning description: Zoning
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard
  • Lot size dimensions: 83 x 99

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tornado
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Montcalm County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$88$1,056
Property Taxes $160$1,920
Electricity $188$2,259
Total$1,092$13,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 48818$146
Montcalm County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 48818$149
Montcalm County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-02-29Sold$60,000
2017-11-17Sold$37,500
2017-10-04Listed for sale--
2015-06-16Listing removed$68,000
2015-04-07Listed for sale$68,000
2014-05-29Listing removed$59,900
2013-05-04Listed for sale$59,900
2010-07-08Sold$53,000
2010-05-23Listed for sale$62,900
2005-10-14Sold$67,500
2005-05-19Sold$67,500
2004-07-22Sold$23,000

Unknown Listed By

AgentJoe Mullaney
BrokerageRE/MAX Finest

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