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205 N Franklin St, Zeeland, MI, 49464

2beds
1baths
820sqft
$285,000
$348price/sqft
$1,956/moest. monthly cost
$78,240/yrincome needed

About This Home

Welcome to 205 N Franklin, a ranch style home sitting in the heart of Zeeland. This home is located close to Zeeland's iconic downtown and has multiple schools within walking distance. Sitting on a nice corner lot, this home has 2 bedrooms and a full bath on the main with large windows and lots of storage. The basement has a flex room with an installed egress window, perfect for an additional bedroom or office space. With an attached garage and fenced in area in the back, this house is worth seeing. Be sure to see it before it's too late!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

7/10
Creekside Middle SchoolGrades 5-80.4 mi
7/10
Zeeland West High SchoolGrades 9-121.1 mi
8/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Wood
  • Finished area below ground: 500

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 820
  • Total interior livable area: 820 sqft

Property

Details

  • Parcel number: 701613453001
  • Zoning description: res

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot,Level,Sidewalk,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 165 x 56

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$83$996
Property Taxes $244$2,928
Electricity $188$2,259
Total$1,956$23,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,062/yr
40% on housing$58,680/yr
45% on housing$52,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 49464$216
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49464$226
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$285,000
2019-02-08Sold$135,000
2018-11-19Listed for sale$139,900
2018-09-04Listing removed$139,900
2018-08-22Price change$139,900
2018-07-02Listed for sale$149,900
2015-07-08Sold$112,000
2015-05-22Listed for sale$112,000
2011-12-22Listing removed$74,900
2011-12-08Listed for sale$74,900
2009-10-22Sold$52,000
2008-12-11Sold$105,814

For Sale by Agent

AgentDerrek Sterken
BrokerageColdwell Banker Woodland Schmidt ART Office

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