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15780 Prospect Point Dr, Spring Lake, MI, 49456

3beds
3baths
2,460sqft
$995,900
$405price/sqft
$6,443/moest. monthly cost
$257,720/yrincome needed

About This Home

Set on the Shores of Spring Lake is relaxed waterfront living at Prospect Point Condominiums! This beautiful 3 bedroom, 3 bathroom home offers approximately 2,400 square feet of comfortable, thoughtfully designed space, ideal for those ready to simplify and enjoy coastal living. The main living area welcomes you with soaring ceilings, warm wood accents, and a striking floor-to-ceiling stone fireplace that creates a cozy focal point for quiet evenings. The open layout flows naturally into the kitchen, where bright cabinetry, generous counter space, center island, and built-in appliances make everyday living and hosting feel fun and effortless. A wall of glass sliders draws your attention to the water, filling the home with natural light and leading to a spacious covered deck. Here, you can enjoy morning coffee, afternoon reading, or evening meals while taking in peaceful lake views. The setting is calm, private, and easy to enjoy in every season. The primary suite offers a quiet retreat with serene surroundings, while additional living space provides flexibility for guests, hobbies, or a home office. Step outside and embrace the low-maintenance lifestyle. The beautifully kept grounds lead to the water's edge, and your dock makes it simple to head out for a boat ride or spend the day exploring nearby Lake Michigan. The association also offers a heated outdoor pool, perfect for relaxing without the upkeep. Located just minutes from Spring Lake Village and Grand Haven, you'll have convenient access to shops, dining, and scenic walking areas, all while enjoying the peace and comfort of waterfront living. This is a home designed for ease, comfort, and connection to the water, a place where each day feels a little more relaxed and a little more enjoyable.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
Holmes Elementary SchoolGrades PK-41.1 mi
7/10
9/10
Spring Lake High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Center Island,Eat-in Kitchen,Pantry
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Office

  • Level: Main

Property

Details

  • Parcel number: 700314128012
  • Zoning description: Res

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Association
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Spring Lake

Lot

  • Features: Level,Ground Cover,Shrubs/Hedges

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,035$60,420
Home Insurance *$286$3,432
Property Taxes $854$10,248
Electricity $268$3,219
Total$6,443$77,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,902/yr
40% on housing$193,290/yr
45% on housing$171,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 49456$284
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49456$228
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$995,900

For Sale by Agent

AgentSandi L Gentry
BrokerageRE/MAX Lakeshore

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