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9760 Jade Dr, Allendale, MI, 49401

4beds
4baths
3,446sqft
$685,000
$199price/sqft
$4,958/moest. monthly cost
$198,320/yrincome needed

About This Home

From soaring eagles to sunset kayaking, this private lakefront haven turns everyday living into a getaway! This beautifully updated 4-bed, 3.5-bath home offers 3,446 sq. ft. of refined, move-in-ready living on just over 1 private acre. Thoughtful updates include NEW granite kitchen countertops, backsplash, sink, and appliances; freshly painted main level; and a NEW Jacuzzi shower and quartz countertops in the primary en suite. Exterior improvements include refreshed front landscaping, brand-new landscaping along the backyard, woods, and lake, plus a newly stained deck with NEW railing and stairway. Too many updates to list here! The open-concept floor plan flows seamlessly to the expansive back deck, where stunning lake views surround your everyday living -- whether relaxing, dining, or waking up each morning. A second 24x24 garage provides ample space for hobbies, storage, or lake toys. This is a rare gem! Schedule your showing today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Oakwood IntermediateGrades K-51.0 mi
8/10
Allendale Middle SchoolGrades 6-81.2 mi
6/10
Allendale High SchoolGrades 8-121.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Wet Bar
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,746
  • Total interior livable area: 3,446 sqft

Property

Details

  • Parcel number: 700933400033
  • Zoning description: n/a

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: 11 Lake

Lot

  • Lot size: 1.23 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 150 x 358

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$152$1,824
Property Taxes $968$11,616
Electricity $375$4,510
Total$4,958$59,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,988/yr
40% on housing$148,740/yr
45% on housing$132,213/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 49401$203
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49401$238
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$799,000
2024-07-08Sold$640,000
2024-05-29Pending sale$659,900
2024-05-15Price change$659,900
2024-04-08Listed for sale$675,000

For Sale by Agent

AgentKristin S Siebers
BrokerageCity2Shore Gateway Group

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