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242 N Elizabeth St, Marine City, MI, 48039

4beds
2baths
1,900sqft
$199,995
$105price/sqft
$1,712/moest. monthly cost
$68,480/yrincome needed

About This Home

Step into the charm and character of this spacious two-story home located at 242 N. Elizabeth Street in beautiful Marine City. Built in 1880, this classic residence offers 4 bedrooms and 2 full bathrooms, blending historic appeal with the opportunity to make it your own. A welcoming covered front porch creates the perfect spot to relax with your morning coffee or unwind after a long day. Inside, you'll find generous living space with plenty of room for family, guests, a home office, or hobbies. Situated on a large lot, the expansive backyard offers endless possibilities for entertaining, gardening, or creating your own outdoor retreat. Conveniently located just minutes from downtown Marine City, you'll enjoy easy access to local shops, restaurants, parks, schools, and the scenic St. Clair River waterfront. Whether you're searching for a spacious primary residence, an investment opportunity, or a home full of character and potential, this property is ready for its next chapter. Don't miss your chance to own a piece of Marine City history—schedule your private showing today!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
5/10
7/10
Marine City High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Basement,Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 198
  • Dimensions: 18 X 11

Features

  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Living Room

  • Level: Entry
  • Area: 180
  • Dimensions: 12 X 15

Other

  • Level: Second

Other

  • Level: Entry
  • Area: 36
  • Dimensions: 6 X 6

Primary Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 X 12

Property

Details

  • Parcel number: 74024750467000
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 69 x 131 x 69 x 132

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$116$1,392
Property Taxes $378$4,536
Electricity $207$2,486
Total$1,712$20,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,697/yr
40% on housing$51,360/yr
45% on housing$45,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 48039$226
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48039$182
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$184,995
2026-08-11Price change$198,995
2026-07-28Listed for sale$199,995
2021-02-27Listing removed--
2020-02-17Listing removed$900
2020-01-17Listed for rent$900

For Sale by Agent

AgentRyan M Newman
BrokerageThe Agency of Gateway

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