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342 S Mary St, Marine City, MI, 48039

2beds
1baths
1,118sqft
$254,900
$228price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

**OPEN HOUSE SUNDAY MAY 17 1:00-2:30 PM** This charming waterfront home offers the best of both worlds—peaceful living with convenience at your doorstep. Featuring a new 24 ft. dock (2025), you’re just minutes from the beautiful St. Clair River and within walking distance to downtown Marine City for shopping, dining, and entertainment. Numerous updates include a new roof, select windows, skylight, encapsulated crawl space, and more—making this a truly move-in ready opportunity.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

7/10
5/10
7/10
Marine City High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Entry

Bedroom1

  • Level: Entry
  • Area: 135

Bedroom2

  • Level: Entry
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 100

Features

  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,118

Heating & Cooling

  • Heating features: Floor Furnace,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Kitchen

  • Level: Entry
  • Area: 160

Living Room

  • Level: Entry
  • Area: 396

Property

Details

  • Parcel number: 024750008000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake,River
  • Has water view: Yes
  • Water view: Lake,River
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Belle River
  • Frontage length: 49

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 49 x 155

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$148$1,776
Property Taxes $220$2,640
Electricity $188$2,259
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 48039$221
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48039$182
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$280,000
2023-10-05Sold$180,000
2023-09-26Pending sale$199,900
2023-09-19Listed for sale$199,900
2016-07-15Sold$111,322
2016-05-01Pending sale$119,900
2016-03-25Listed for sale$119,900

For Sale by Agent

AgentKimberley Catenacci
BrokerageRealty Executives Home Towne Chesterfield

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