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69100 Chief Ct, White Pigeon, MI, 49099

4beds
3baths
2,240sqft
$629,900
$281price/sqft
$4,809/moest. monthly cost
$192,360/yrincome needed

About This Home

Welcome Home! Tastefully updated waterfront home. Over a half an acre lot and a serene setting, and situated within a subdivision with 2 other small lakes. This 4BR, 3 bath, walkout ranch is move in ready and low maintenance. Main floor laundry, Nice floor plan for entertaining. Little Squaw Lake is a quiet, private lake-great for fishing, paddleboarding, kayaking and floating! 2 hours from Chicago Loop. Call today for more information and to set up a private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
4/10
White Pigeon Jr/Sr High SchoolGrades PK,6-121.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Area: 120
  • Dimensions: 10.00 x 12.00

Bedroom3

  • Area: 1060
  • Dimensions: 10.00 x 106.00

Bedroom4

  • Level: Lower
  • Area: 182
  • Dimensions: 13.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main
  • Area: 156
  • Dimensions: 13.00 x 12.00

Family Room

  • Level: Lower
  • Area: 595
  • Dimensions: 35.00 x 17.00

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: Main
  • Area: 14416
  • Dimensions: 136.00 x 106.00

Master Bathroom

  • Area: 64
  • Dimensions: 8.00 x 8.00

Master Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14.00 x 14.00

Property

Details

  • Parcel number: 01620101000

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Little Squaw Lake

Lot

  • Lot size: 0.59 Acres
  • Lot size dimensions: 140 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Drought
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$398$4,776
Property Taxes $982$11,784
Electricity $244$2,931
Total$4,809$57,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,880/yr
40% on housing$144,270/yr
45% on housing$128,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 49099$233
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49099$144
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$599,000
2026-06-27Price change$629,900
2026-06-05Listed for sale$649,000
2005-05-12Sold$36,750

For Sale by Agent

AgentDebbie Doe
BrokerageRE/MAX Elite Group

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