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218 W Market St, Centreville, MI, 49032

2beds
1baths
1,130sqft
$183,500
$162price/sqft
$1,406/moest. monthly cost
$56,240/yrincome needed

About This Home

This beautifully updated 2-bedroom, 1-bath home in the highly sought-after Centreville school district is completely move-in ready. It features a brand-new interior, new appliances, a spacious 1/4-acre fenced yard, and a Michigan basement for extra storage. Inside Features * Brand New Flooring: Fresh and durable flooring installed throughout the entire home. * Kitchen: Crisp white cupboards make this space feel open, clean and large. Gold handles add a touch of warmth. All-new appliances included. * Modern Comfort: Newer windows and doors. * Utility Room: Includes a brand-new washer, dryer, and an extra-large utility sink. Outside Features * Backyard: Large 1/4 acre lot completely enclosed by a privacy fence. * Outdoor Living: Enjoy your new back patio for grilling or relaxing. * Extra Storage: Includes an outdoor utility shed to store all of your tools and toys. * Landscaping: Lots of perennials to enjoy year after year.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
9/10
Centreville High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Replacement
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Property

Accessibility

  • Accessibility features: Grab Bar Mn Flr Bath

Details

  • Parcel number: 75 042 110 049 00

Features

  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 66 x 165

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $927$11,124
Home Insurance *$137$1,644
Property Taxes $154$1,848
Electricity $188$2,259
Total$1,406$16,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,205/yr
40% on housing$42,180/yr
45% on housing$37,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 49032$104
St. Joseph County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49032$121
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$183,500
2026-08-16Price change$183,500
2026-08-13Pending sale$175,000
2026-08-13Price change$175,000
2026-07-16Listed for sale$183,500
2026-02-04Sold$87,000
2026-01-20Pending sale$68,000
2026-01-11Listed for sale$68,000
2025-07-18Listing removed$119,900
2025-06-20Price change$119,900
2025-05-07Listed for sale$124,900
2025-04-26Pending sale$124,900
2025-03-25Price change$124,900
2025-03-04Listed for sale$129,900
2025-02-24Sold$95,899
2025-01-29Price change$131,900
2025-01-15Listed for sale$136,900
2016-12-08Sold$79,000
2016-08-22Pending sale$79,000
2016-08-01Listed for sale$79,000
2016-06-15Pending sale$79,000
2016-05-23Listed for sale$79,000
2014-08-15Sold$70,000
2014-07-10Pending sale$69,900
2014-07-10Price change$69,900
2014-06-14Price change$72,900
2014-06-03Listed for sale$73,500
2014-01-14Sold$25,000
2013-02-21Sold$71,402

For Sale by Agent

AgentStacy Schwenk
BrokerageRE/MAX Elite Group

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