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287 40th St, Bloomingdale, MI, 49026

5beds
5baths
4,000sqft
$1,700,000
$425price/sqft
$11,400/moest. monthly cost
$456,000/yrincome needed

About This Home

Imagine enjoying the year on Eagle Lake with 345 feet of lake frontage.This property offers just over 3 acres with a partially finished home on the property with windows, partial siding and roof on the home. The main house is designed for easy living with an open floor plan and two story ceilings in the great room and dining room that leads into a large open concept kitchen. The home also offers a first floor primary suite, three additional bedrooms, one with ensuite and two with a jack and jill bathroom on the second floor. The four car garage offers an extra large stall to allow for a boat. The garage also has a convenient extra guest suite with bathroom and bedroom. The property can be completed for the new buyer to enjoy!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 1996

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Slab

Bathroom2

  • Level: Upper
  • Area: 96
  • Dimensions: 8.00 x 12.00

Bathroom3

  • Level: Upper
  • Area: 88
  • Dimensions: 11.00 x 8.00

Bathroom4

  • Level: Upper
  • Area: 72
  • Dimensions: 12.00 x 6.00

Bedroom2

  • Level: Upper
  • Area: 182
  • Dimensions: 13.00 x 14.00

Bedroom3

  • Level: Upper
  • Area: 165
  • Dimensions: 11.00 x 15.00

Bedroom4

  • Level: Upper
  • Area: 240
  • Dimensions: 15.00 x 16.00

Bedroom5

  • Level: Upper
  • Area: 357
  • Dimensions: 17.00 x 21.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 196
  • Dimensions: 14.00 x 14.00

Features

  • Pantry

Great Room

  • Level: Main
  • Area: 336
  • Dimensions: 14.00 x 24.00

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Level: Main
  • Area: 360
  • Dimensions: 15.00 x 24.00

Master Bathroom

  • Level: Main
  • Area: 228
  • Dimensions: 19.00 x 12.00

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16.00 x 14.00

Other

  • Level: Main
  • Area: 72
  • Dimensions: 8.00 x 9.00

Other

  • Level: Main
  • Area: 72
  • Dimensions: 12.00 x 6.00

Property

Details

  • Parcel number: 800500301601

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Eagle Lake

Lot

  • Lot size: 3.10 Acres
  • Features: Wooded
  • Lot size dimensions: 345 x 693 x 216 x 339 x 142

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$796$9,552
Property Taxes $1,572$18,864
Electricity $436$5,235
Total$11,400$136,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$390,857/yr
40% on housing$342,000/yr
45% on housing$304,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 49026$193
Van Buren County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 49026
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$1,250,000
2026-07-14Price change$1,700,000
2026-07-14Price change$1,250,000
2026-07-14Price change$1,700,000
2026-07-14Price change$1,250,000
2026-07-14Price change$1,700,000
2026-06-17Price change$1,350,000
2026-05-23Price change$1,500,000
2026-05-22Price change$1,850,000
2026-05-22Price change$1,500,000
2026-05-22Price change$1,850,000
2026-05-22Listed for sale$1,500,000
2021-08-13Sold$400,000

New Construction

AgentCarly Jones
BrokerageEngel & Volkers Shoreline

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