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22685 Cow Circle, Ramah, CO, 80832

3beds
2baths
2,511sqft
$450,000
$179price/sqft
$3,231/moest. monthly cost
$129,240/yrincome needed

About This Home

This is a fantastic investment opportunity for anyone looking to purchase land and complete the build on this home! Located on 60 acres, this fenced acreage includes four pastures and four paddocks with a propane tank and well already installed. Two loafing sheds and one storage shed support the property and there is no limit to watering livestock. The home is currently AT FRAME for a three bedroom, two bath home with three propane lines run to the house. The home has a newly installed roof, windows and siding and is currently still at frame.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Kiowa Elementary SchoolGrades PK-511.8 mi
5/10
Kiowa Middle SchoolGrades 6-811.8 mi
9/10
Kiowa High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Cellar,Unfinished

Bathroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 70
  • Dimensions: 10 x 7

Family Room

  • Level: Basement

Features

  • Window features: Double Pane Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,321
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,511
  • Total interior livable area: 2,511 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8 x 6

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 12 x 24

Master Bathroom

  • Level: Main
  • Area: 88
  • Dimensions: 8 x 11

Master Bedroom

  • Level: Main
  • Area: 250
  • Dimensions: 10 x 25

Property

Details

  • Parcel number: R115774
  • Zoning: A
  • Special condition: Standard
  • Exclusions: Sellers Personal Property-Including Rv Onsite.
  • Horse amenities: Loafing Shed,Pasture,Well Allows For

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Fenced,Full
  • Has view: Yes
  • View description: Meadow,Mountain(s),Plains,Valley
  • Residential vegetation: Natural State
  • Horses can be raised: Yes

Lot

  • Lot size: 60.01 Acres
  • Features: Cul-De-Sac,Level,Meadow,Open Space,Rolling Slope,Secluded,Sloped,Suitable For Grazing

Parking

  • Total spaces: 3
  • Parking features: RV Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Wildfire
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$591$7,092
Property Taxes $176$2,112
Electricity $189$2,274
Total$3,231$38,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,777/yr
40% on housing$96,930/yr
45% on housing$86,160/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 80832$235
Elbert County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 80832$167
Elbert County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-10Listed for sale$450,000
2025-09-01Listing removed$450,000
2025-04-23Price change$450,000
2024-11-05Listed for sale$475,000
2024-10-20Pending sale$475,000
2024-08-27Listed for sale$475,000
2019-12-13Sold$421,500
2019-11-12Pending sale$425,000
2019-10-21Price change$425,000
2019-09-09Price change$450,000
2019-08-19Price change$475,000
2019-08-01Price change$490,000
2019-07-01Listed for sale$500,000
2016-04-04Sold$335,000
2015-11-21Listing removed$335,000
2015-11-07Price change$335,000
2015-10-09Listed for sale$345,000
2012-08-06Sold$166,000
2011-02-28Sold$125,500
2011-01-17Price change$174,900
2010-12-03Price change$184,900
2010-11-13Price change$19,000
2010-10-30Price change$29,000
2010-10-24Price change$184,900
2010-10-17Price change$204,900
2010-09-09Price change--
2010-07-18Listed for sale$204,900
2001-10-25Sold$247,500

For Sale by Agent

AgentHeather Christensen
BrokerageKeller Williams DTC

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