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1520 E School St, Lake Charles, LA, 70607

2beds
1baths
918sqft
$99,000
$108price/sqft
$807/moest. monthly cost
$32,280/yrincome needed

About This Home

Adorable 2 bedroom, 1 bath cottage full of timeless craftsmanship you just don’t see anymore! This charming home needs only a few final touches to make it your own. Features include fresh paint, 2” real wood blinds throughout, original knotty pine wood walls, beautiful built-ins, a new roof, new AC, luxury vinyl flooring, and updated appliances. The spacious backyard offers plenty of room for outdoor enjoyment and entertaining, while the shop features a brand-new roof and a screened-in porch for additional versatile space. Conveniently located near I-210, shopping, dining, and just minutes from McNeese University, this property combines character, comfort, and convenience. Schedule your private showing today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
4/10
Oak Park Middle SchoolGrades 6-81.0 mi
2/10
Lagrange High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1954

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 918 sqft

Property

Details

  • Parcel number: 0034836
  • Special condition: Real Estate Owned

Features

  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Front Yard,Level
  • Lot size dimensions: 177 x 61

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Coastal Flooding
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$122$1,464
Property Taxes $38$456
Electricity $147$1,773
Total$807$9,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,668/yr
40% on housing$24,210/yr
45% on housing$21,520/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 70607$100
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70607$133
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$99,000
2026-05-14Listed for sale$109,000
2025-07-08Sold--
2022-10-14Sold--
2022-09-16Pending sale$125,000
2022-08-05Listed for sale$125,000

Unknown Listed By

AgentStephen M Rackley
BrokerageR Home Real Estate LLC

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