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643 7th St, Lake Charles, LA, 70601

5beds
4baths
2,703sqft
$334,500
$124price/sqft
$3,124/moest. monthly cost
$124,960/yrincome needed

About This Home

Historic elegance meets modern comfort in this sprawling 5-bedroom, 3.5-bath Garden District home, ideally located near premier private schools, parks, and all the conveniences of Downtown. The beautiful kitchen is a true showpiece, quartzite countertops, gold hardware, a farmhouse sink, KitchenAid appliances, a cabinet-front dishwasher, eat-in bar, and porcelain flooring. Hardie Plank siding was installed on the exterior of the home in 2023. Soaring 11.5-foot shiplap ceilings elevate the main living areas, while the light-filled living room is framed by wall-to-wall windows and charming built-in banquette seating. The flexible floor plan offers two downstairs bedrooms, each with en-suite baths—ideal for guests or multi-generational living. Upstairs, you’ll find three additional bedrooms, each with unique character, built-in storage, and access to a large bath with dual vanities. Outdoor living is just as inviting, with multiple spaces to relax or entertain, including a covered back porch and private side brick patio. Storage building stays with the home A list of updates is available. Don't miss a rare opportunity to own a beautifully restored historic. Size home with modern amenities—prepare to fall in love.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Acadian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Gas Range,Gas Water Heater,Range Hood
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Level: Lower
  • Dimensions: 11.10x10.9

Bedroom3

  • Level: Upper
  • Dimensions: 14x10

Bedroom4

  • Level: Upper
  • Dimensions: 22x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 17.7x15.4

Features

  • Beamed Ceilings,Crown Molding,Granite Counters,High Ceilings,Kitchen Island,Shower,Shower in Tub,Breakfast Counter / Bar,Eating Area In Dining Room
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,368
  • Total interior livable area: 2,703 sqft

Laundry

  • Level: Lower
  • Dimensions: 8.4x8.4

Living Room

  • Level: Lower
  • Dimensions: 15.2x19.5

Master Bedroom

  • Level: Lower
  • Dimensions: 14x15

Property

Details

  • Parcel number: 00610364
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Spa features: None
  • Fencing: Privacy,Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,147 sqft
  • Features: Utilities,Yard
  • Lot size dimensions: 77 x 199

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,691$20,292
Home Insurance *$1,098$13,176
Property Taxes $131$1,572
Electricity $204$2,452
Total$3,124$37,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,108/yr
40% on housing$93,720/yr
45% on housing$83,306/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 70601$86
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70601$72
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$334,500
2026-04-17Listed for sale$349,000
2021-09-08Sold--
2021-08-12Pending sale$175,000
2021-06-21Listed for sale$175,000
2020-09-12Listing removed$299,900
2020-06-18Price change$299,900
2020-05-01Listed for sale$314,900
2017-01-25Sold--
2012-09-06Sold--
2012-07-11Price change$154,900
2012-06-06Price change$164,900
2012-04-10Price change$169,900
2012-03-03Price change$179,500
2011-12-08Listed for sale$184,900
2006-05-16Sold--
2005-02-15Sold--

For Sale by Agent

AgentSharel Hebert
BrokerageCENTURY 21 Bessette Flavin

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