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232 E MD Street, Cadott, WI, 54727

4beds
2baths
2,086sqft
$285,000
$137price/sqft
$2,219/moest. monthly cost
$88,760/yrincome needed

About This Home

Welcome home to this well-kept Cadott property on a quiet street with a big yard and plenty of space to enjoy. The backyard is great for bonfires, letting the kids or dogs run, or having friends over, and the large deck is perfect for grilling and relaxing on summer nights. Inside, you?ll appreciate the updated stainless steel appliances in the kitchen for a clean, modern feel. The attached 2-car garage offers convenient parking and extra storage. A great option for anyone looking for a solid home with room to spread out?come take a look!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Cadott Elementary SchoolGrades PK-60.6 mi
6/10
5/10
Cadott High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1972

Materials

  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Other,Concrete

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Lower
  • Area: 143

Bedroom4

  • Level: Lower
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 90

Family Room

  • Level: Lower
  • Area: 238

Features

  • Ceiling Fan(s)
  • Window features: Some window coverings
  • Finished area below ground: 1,008
  • Finished area above ground: 1,078

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 2,086 sqft

Kitchen

  • Level: Upper
  • Area: 120

Living Room

  • Level: Upper
  • Area: 255

Master Bedroom

  • Level: Upper
  • Area: 108

Property

Details

  • Parcel number: 22806061163270106
  • Zoning: Residential
  • Exclusions: Excluded:microwave,Excluded:sellers Personal

Features

  • Patio & porch: Deck
  • Living area range: 2001-2500

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 136 x 99 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$150$1,800
Property Taxes $432$5,184
Electricity $196$2,352
Total$2,219$26,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,080/yr
40% on housing$66,570/yr
45% on housing$59,173/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 54727$263
Chippewa County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 54727$129
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Listed for sale$285,000
2019-10-04Sold$159,000
2019-08-02Listed for sale$159,900
2012-04-09Sold$85,100
2011-11-07Price change$84,900
2011-10-21Price change$89,900
2011-10-07Price change$94,900
2011-09-23Listed for sale$99,900
2011-08-03Listing removed$110,000
2011-07-16Listed for sale$110,000

For Sale by Agent

AgentEthan Trowbridge
BrokerageeXp Realty LLC

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