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1639 N Cactus Dr, Sioux Falls, SD, 57110

3beds
3baths
2,149sqft
$329,900
$154price/sqft
$2,327/moest. monthly cost
$93,080/yrincome needed

About This Home

Spacious multi-level condominium offering 3 bedrooms and 3 full bathrooms, with a bathroom conveniently located on each level. This unique layout provides flexibility and impressive architectural features throughout. The lower includes a finished 2 stall garage along with a full living space featuring a kitchen, bedroom, living area, and full bathroom, providing additional living or entertaining space. The main level showcases 19-foot ceilings and a dramatic wall of windows that fill the home with natural light. A floor-to-ceiling fireplace anchors the living room, while the kitchen opens to a dining area and includes an island. This level also features an additional bedroom, full bathroom, and laundry area. The upper level features a private primary suite with a large walk-in closet and an en-suite bathroom offering a whirlpool tub and separate shower. Located on the northeast side of Sioux Falls, this property offers convenient access to shopping, dining, and parks. HOA covers lawn care, snow removal, trash, water, sewer, exterior maintenance, and exterior insurance, providing low-maintenance living.

Getting Around

4
WalkingCar-Dependent
12
TransitMinimal Transit
8
BikeSomewhat Bikeable

Schools

3/10
3/10
5/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 121

Bedroom3

  • Level: Lower
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Lower
  • Area: 272

Features

  • Vaulted Ceiling(s),Master Bath,Main Floor Laundry
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,365

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,601
  • Total interior livable area: 2,149 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 234

Master Bedroom

  • Level: Upper
  • Area: 165

Property

Details

  • Parcel number: 73321

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 6,777 sqft
  • Lot size dimensions: 27x251

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance $140$1,680
Property Taxes $355$4,260
Electricity $164$1,969
Total$2,327$27,924

Income You'd Need if You Spent...

35% on housing$79,782/yr
40% on housing$69,810/yr
45% on housing$62,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 57110$207
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57110$206
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$339,900
2026-04-13Price change$344,900
2026-03-24Price change$349,900
2026-03-10Listed for sale$354,900
2021-03-24Listing removed--
2016-12-05Sold$192,500
2016-06-07Listing removed$204,900
2016-06-05Listed for sale$204,900
2013-07-04Listing removed$169,900
2013-05-13Listed for sale$169,900
2006-06-08Sold$140,000

For Sale by Agent

AgentBrandon P Martens
BrokerageBetter Homes and Gardens Real Estate Beyond

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