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20 Cortland Avenue, Turner, ME, 04282

4beds
3baths
4,204sqft
$749,900
$178price/sqft
$5,361/moest. monthly cost
$214,440/yrincome needed

About This Home

***OPEN HOUSE SATURDAY 5/9/2026 FROM NOON - 130 PM.*** Located on the second hole of Turner Highlands Golf Course with sweeping mountain views, this spacious and well-cared-for custom ranch offers a rare combination of comfort, updates, and lifestyle. With 4 bedrooms and 3 full bathrooms, there is plenty of room to spread out while still enjoying the ease of first-floor living. Inside, the home features an open layout with vaulted ceilings and a bright, inviting feel throughout. The kitchen is thoughtfully designed with granite countertops and flows naturally into the main living area, where a stone hearth creates a warm and welcoming focal point. Recent improvements, including fresh interior paint, lighting fixtures, and newer wood flooring, give the home a clean, updated look. The primary suite is a standout feature, offering a private retreat complete with its own gas fireplace, walk-in closet, and en suite bath. The finished daylight walkout basement adds valuable living space with a large game room, full bath, and French doors leading to a stone patio--ideal for guests, hobbies, or entertaining. One of the many highlights of this property is the expansive back deck overlooking the golf course--perfect for relaxing, hosting, or simply enjoying the peaceful setting. Living here means more than just a home--it's a lifestyle. Hop in your golf cart and head directly to the Turner Highlands clubhouse or the Highland Grille for a meal or a round with friends. Beyond the property, Turner offers a strong sense of community with access to outdoor recreation including Pleasant Pond, the Androscoggin Riverlands State Park, and miles of trails for hiking, fishing, and exploring. All of this, combined with Turner's reputation for reasonable property taxes, makes this an exceptional place to call home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Turner Primary SchoolGrades PK-23.4 mi
5/10
Tripp Middle SchoolGrades 7-83.6 mi
7/10
Leavitt Area High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Daylight,Finished,Full

Bedroom1

  • Level: Basement
  • Area: 300
  • Dimensions: 15 x 20

Bedroom2

  • Features: Closet
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Features: Closet
  • Level: First
  • Area: 195
  • Dimensions: 13 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: Cathedral Ceiling(s),Vaulted Ceiling(s)
  • Level: First
  • Area: 143
  • Dimensions: 11 x 13

Dining Room

  • Features: Dining Area,Formal
  • Level: First
  • Area: 221
  • Dimensions: 13 x 17

Family Room

  • Level: Basement
  • Area: 858
  • Dimensions: 26 x 33

Features

  • 1st Floor Bedroom,1st Floor Primary Bedroom w/Bath,Bathtub,One-Floor Living,Pantry,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 2,704

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned,Other,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 4,204
  • Total interior livable area: 4,204 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 378
  • Dimensions: 14 x 27

Laundry

  • Level: First
  • Area: 48
  • Dimensions: 6 x 8

Living Room

  • Features: Cathedral Ceiling(s),Gas Fireplace,Wood Burning Fireplace
  • Level: First
  • Area: 378
  • Dimensions: 18 x 21

Primary Bedroom

  • Features: Gas Fireplace,Suite
  • Level: First
  • Area: 435
  • Dimensions: 15 x 29

Property

Details

  • Parcel number: TURNM080S025
  • Zoning: Rural 2

Features

  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Mountain(s),Scenic,Trees/Woods

Lot

  • Lot size: 1 Acres
  • Features: Near Country Club,Near Golf Course,Near Public Beach,Neighborhood,Level,Open Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved,1 - 4 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Drought
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance $272$3,264
Property Taxes $687$8,244
Electricity $611$7,333
Total$5,361$64,332

Income You'd Need if You Spent...

35% on housing$183,805/yr
40% on housing$160,830/yr
45% on housing$142,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 04282$167
Androscoggin County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 04282$205
Androscoggin County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$784,900
2018-02-16Sold$400,000
2018-01-02Price change$415,000
2017-10-05Price change$418,500
2017-08-09Price change$425,000
2017-07-07Listed for sale$435,000

For Sale by Agent

AgentDesmond Duguay
BrokerageAmnet Realty

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