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28 Whitetail Lane, Raymond, ME, 04071

--beds
--baths
0sqft
$2,995,000
--price/sqft
$20,870/moest. monthly cost
$834,800/yrincome needed

About This Home

The setting is unparalleled, the plans are in place - this is a rare opportunity for a dream retreat on Sebago Lake! Set off of Raymond Cape Road, this 2 acre property has prime Western exposure, with views of the mountains, postcard sunsets, and direct access to your own sandy shoreline. Fully planned and ready for completion, this home offers a rare opportunity for a builder or visionary buyer to bring an expertly designed project to life - or to finish with your own craftsmanship and style. The architectural plan set, permits have been approved and are ready for resubmittal, and septic design are available to simplify the process. The midcentury home has been opened up and expanded, with a new roof and new second-floor framing. There's plenty of space for 6 bedrooms, including a first-floor suite. A daylight, walk-out basement adds endless entertaining and recreation options. The home's modern design combines wonderfully with its natural surroundings, featuring expansive windows that frame water views from nearly every room while maintaining privacy within a canopy of mature trees. This waterfront property is an exceptional canvas ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
Raymond Elementary SchoolGrades PK-46.1 mi
7/10
6/10
Windham High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Masonry,Other,Wood Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Daylight,Full,Unfinished

Features

  • Flooring: Other,Plank
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: RYMDM001L020
  • Zoning: LRR2

Features

  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Sebago Lake
  • Frontage length: Waterfrontage: 285,Waterfrontage Owned: 285

Lot

  • Lot size: 2.03 Acres
  • Features: Near Golf Course,Near Public Beach,Neighborhood,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Common,Paved,5 - 10 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance $933$11,196
Property Taxes $4,549$54,588
Electricity $244$2,930
Total$20,870$250,440

Income You'd Need if You Spent...

35% on housing$715,542/yr
40% on housing$626,100/yr
45% on housing$556,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 04071$573
Cumberland County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 04071$312
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$2,995,000

For Sale by Agent

AgentDavid Banks
BrokerageRE/MAX By The Bay

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