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95 Park Street #1, Portland, ME, 04101

1beds
2baths
1,640sqft
$775,000
$473price/sqft
$5,166/moest. monthly cost
$206,640/yrincome needed

About This Home

Nestled on one of Portland's most iconic streets, this beautifully maintained brick rowhouse condominium offers the perfect blend of historic character and modern convenience. Spanning the garden and basement levels, this thoughtfully designed two-story unit provides comfortable living with a unique sense of privacy in the heart of the city. The first floor/garden level of the unit provides all of your living spaces: living room, dining room, kitchen, bedroom and full bath. Head downstairs to enjoy a gorgeous and flexible bonus space with another full bathroom. The space currently functions as the home's primary bedroom suite, but would also make a wonderfully cozy home theatre, den, library or office. Step outside to your own private courtyard--an ideal space for morning coffee, container gardening, or entertaining friends on warm summer evenings. A deeded off-street parking space adds exceptional convenience, making city living effortless. Located on picturesque Park Street, you'll enjoy easy access to Portland's renowned restaurants, boutiques, waterfront, parks, and cultural attractions, all while coming home to the timeless charm of a classic brick rowhouse. Whether you're seeking a full-time residence or a convenient in-town retreat, this exceptional property offers an opportunity to experience the very best of Portland living.

Getting Around

96
WalkingWalker's Paradise
52
TransitGood Transit
84
BikeVery Bikeable

Schools

2/10
King Middle SchoolGrades 6-80.7 mi
4/10
Portland High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1848

Materials

  • Roof: Membrane
  • Construction materials: Masonry,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Finished,Full

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Basement

Dining Room

  • Level: First

Features

  • Flooring: Wood
  • Finished area below ground: 794
  • Finished area above ground: 846
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: PTLDM039BG002951
  • Zoning: RN4 Neighborhood Res

Features

  • Patio & porch: Patio

Lot

  • Features: Historic District,City Lot,Neighborhood,Sidewalks

Parking

  • Parking features: Common,Paved,1 - 4 Spaces,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance $114$1,368
Property Taxes $890$10,680
Electricity $244$2,930
Total$5,166$61,992

Income You'd Need if You Spent...

35% on housing$177,120/yr
40% on housing$154,980/yr
45% on housing$137,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 04101$433
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04101$508
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$775,000

For Sale by Agent

AgentFaith Freedman
BrokerageBreakwater Realty Group, LLC

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