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10 Jones Road, Raymond, ME, 04071

2beds
1baths
640sqft
$550,000
$859price/sqft
$4,031/moest. monthly cost
$161,240/yrincome needed

About This Home

A Maine dream come true! This cozy, well-maintained year-round cottage offers private waterfront access with direct entry to beautiful Big Sebago Lake--one of New England's most sought-after destinations. Enjoy peaceful mornings and water views from the enclosed porch overlooking your private dock, excellent fishing opportunities await. Inside, you'll find an inviting open-concept layout featuring two bedrooms, one full bathroom, a galley-style kitchen with convenient access to the back porch, and beautiful hardwood floors throughout. The spacious living area is perfect for entertaining or simply relaxing by the charming fireplace during Maine's colder months. The home comes equipped with all modern kitchen appliances, as well as a washer and dryer for added convenience. Most furnishings will convey with the sale, allowing you to move right in and start enjoying lake life. The dock and mooring are included, making it easy to launch into all the recreation Big Sebago Lake has to offer. Whether you're looking for a year-round residence, a seasonal getaway, or an investment opportunity, this waterfront gem offers the perfect blend of comfort, convenience, and classic Maine charm.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Raymond Elementary SchoolGrades PK-43.8 mi
7/10
6/10
Windham High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block,Granite
  • Roof: Shingle
  • Construction materials: Wood Frame,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Basement: None,Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom,Bathtub
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 640

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: RYMDM075L017
  • Zoning: LRR2

Features

  • Patio & porch: Porch
  • On waterfront: Yes
  • Waterbody name: Sebago Lake
  • Frontage length: Waterfrontage: 25,Waterfrontage Owned: 25

Lot

  • Lot size: 0.37 Acres
  • Features: Near Public Beach,Neighborhood,Level,Open Lot,Right of Way,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces,5 - 10 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $171$2,052
Property Taxes $835$10,020
Electricity $244$2,930
Total$4,031$48,372

Income You'd Need if You Spent...

35% on housing$138,205/yr
40% on housing$120,930/yr
45% on housing$107,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$859This listing

vs Other Active Listings

Avg $/sqft

ZIP 04071$671
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04071$312
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for rent$1,750
2026-07-28Price change$550,000
2026-06-04Listed for sale$565,000
2025-09-08Listing removed$1,650
2025-08-21Price change$1,650
2025-08-05Listed for rent$1,800
2024-03-15Sold$440,000
2024-02-06Pending sale$449,999
2024-01-25Listed for sale$449,999
2018-08-16Sold$195,000
2018-06-22Price change$210,000
2018-06-04Price change$220,000
2018-05-19Price change$225,000
2018-05-12Listed for sale$210,000

For Sale by Agent

AgentAlicia Frechette Ramsey Pulkkinen
BrokerageA Team Realty

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