99 Whitney Farm Road, Mount Desert, ME, 04660
About This Home
Pine Cottage sits overlooking an attractive grove of young white pine at the edge of its pastoral yard. A classic post and beam cottage with shingle siding and modern updates, the house has two bedrooms and one bath on .7+/- acres. It features a private deck, heat pumps, a substantial shed, and many comforts including an inviting living room with wood fireplace. Whitney Farm Road is one of the more peaceful and appealing neighborhoods on Mount Desert Island, just a short distance to the head of Long Pond's swimming area and boat launch.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Stone,Other
- Roof: Composition,Shingle
- Construction materials: Other,Wood Frame,Shingle Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Bulkhead,Dirt Floor,Partial,Unfinished
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- 1st Floor Bedroom,1st Floor Primary Bedroom w/Bath,Primary Bedroom w/Bath
- Flooring: Carpet,Laminate,Other,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,157
Heating & Cooling
- Heating features: Heat Pump,Wood Stove
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,157
- Total interior livable area: 1,157 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: MTDSM010L109
- Zoning: RW3
- Other equipment: Internet Access Available
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Fields,Scenic,Trees/Woods
Lot
- Lot size: 0.70 Acres
- Features: Near Public Beach,Rural,Level,Open Lot,Landscaped,Wooded
Parking
- Parking features: Paved,1 - 4 Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Cold Wave
- Hurricane
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,109 | $37,308 |
| Home Insurance | $496 | $5,952 |
| Property Taxes | $506 | $6,072 |
| Electricity | $244 | $2,930 |
| Total | $4,355 | $52,260 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $595,000 |
| 2026-06-16 | Listed for sale | $615,000 |
| 2021-10-22 | Sold | $420,000 |
| 2021-09-08 | Contingent | $425,000 |
| 2021-07-25 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow