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22 Murphy Lane, Hampden, ME, 04444

4beds
3baths
3,189sqft
$749,900
$235price/sqft
$5,494/moest. monthly cost
$219,760/yrincome needed

About This Home

WATERFRONT! Contemporary Waterfront Living on the Penobscot River. Enjoy peaceful waterfront living in this beautifully maintained custom contemporary home, privately situated on 1.3 acres along the scenic Penobscot River in Hampden. Built in 2002, this property offers the perfect blend of comfort, quality, energy efficiency, and breathtaking natural surroundings. From the moment you arrive, you'll appreciate the home's exceptional curb appeal, beautifully landscaped grounds, and welcoming presence. Inside, an open-concept floor plan is designed for both everyday living and entertaining, featuring a spacious kitchen with granite countertops, a vaulted-ceiling living room filled with natural light, and expansive river views. The generous primary suite also enjoys direct access to the private deck, creating the perfect spot to sip your morning coffee while watching boats, eagles, and wildlife drift by. Comfort is found throughout with radiant heat and an oversized heated three-car attached garage. Tesla whole house battery backup and roof mounted solar array decreases electrical expenses and provide seamless safety and security in outages. The walk-out daylight basement has been partially finished, providing valuable additional living space ideal for a family room, home office, fitness area, or guest accommodations, while still offering room for storage or future expansion. Whether you're entertaining on the deck, enjoying the beautifully landscaped yard, or simply taking in the tranquility of the waterfront, this exceptional Hampden property offers the lifestyle you've been waiting for. A rare opportunity to own a thoughtfully updated waterfront home where comfort, efficiency, and the beauty of the Penobscot River come together.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
10/10
7/10
Hampden AcademyGrades 9-122.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Frame,Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Trash Compactor,Wall Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Daylight,Full

Bedroom1

  • Features: Closet
  • Level: First

Bedroom2

  • Features: Closet
  • Level: First

Bedroom4

  • Features: Closet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • 1st Floor Primary Bedroom w/Bath,Bathtub,One-Floor Living,Walk-In Closet(s)
  • Flooring: Laminate,Tile
  • Finished area below ground: 1,286
  • Finished area above ground: 1,903

Heating & Cooling

  • Heating features: Heat Pump,Radiant
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,189
  • Total interior livable area: 3,189 sqft

Kitchen

  • Features: Breakfast Nook,Kitchen Island,Pantry
  • Level: First

Laundry

  • Level: First

Living Room

  • Features: Gas Fireplace,Vaulted Ceiling(s)
  • Level: First

Primary Bedroom

  • Features: Balcony/Deck,Closet,Double Vanity,Full Bath,Heat Stove,Jetted Tub,Separate Shower,Suite,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: HAMNM25B0L002
  • Zoning: RES
  • Other equipment: Internet Access Available

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Penobscot River
  • Frontage length: Waterfrontage: 250,Waterfrontage Owned: 250

Lot

  • Lot size: 1.30 Acres
  • Features: Near Golf Course,Near Shopping,Near Town,Rolling Slope,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Paved,1 - 4 Spaces,On Site,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance $265$3,180
Property Taxes $975$11,700
Electricity $463$5,562
Total$5,494$65,928

Income You'd Need if You Spent...

35% on housing$188,365/yr
40% on housing$164,820/yr
45% on housing$146,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 04444$174
Penobscot County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 04444$197
Penobscot County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$749,900
2017-08-24Sold$382,000
2017-07-14Listed for sale$389,000
2015-04-22Listing removed$379,900
2015-02-21Listed for sale$379,900
2015-01-23Pending sale$379,900
2015-01-23Listed for sale$379,900
2014-10-30Listing removed$379,900
2014-10-21Pending sale$379,900
2014-10-21Listed for sale$379,900
2014-06-30Listing removed$379,900
2014-04-30Listed for sale$379,900
2013-11-10Listing removed$385,000
2013-08-07Price change$385,000
2013-07-10Price change$389,000
2013-05-01Price change$395,000
2013-04-11Listed for sale$405,000

For Sale by Agent

AgentKaryn MacGrath
BrokerageKeller Williams Realty

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