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82 Rogers Neck, Phippsburg, ME, 04562

3beds
2baths
1,075sqft
$995,000
$926price/sqft
$6,367/moest. monthly cost
$254,680/yrincome needed

About This Home

Imagine starting your day with a cup of coffee overlooking the water as seals bask on nearby rocks & boats quietly pass by in the distance. Set on 2.9 private acres with approximately 355 feet of frontage along the Kennebec River, this unique waterfront property offers a rare opportunity to enjoy Maine's coastal beauty while providing exceptional flexibility for a variety of living arrangements and uses. The property includes two beautifully updated year-round residences: a charming log cabin and a renovated mobile home, each thoughtfully positioned to take advantage of the stunning water views. Property sleeps 8-10+. An additional outbuilding known as ''The Hunter's Cabin'' offers power and versatile space that may be ideal for guests, creative pursuits, hobbies, or additional recreational use. Overlooking the convergence of the Kennebec River, Drummore Bay, and Lee Island, the setting delivers breathtaking sunsets and ever-changing waterfront scenery. Spend your days swimming, kayaking, boating, fishing, or simply relaxing by the water's edge. An existing permit for a mooring provides added convenience for boating enthusiasts, while the tidal waterfront creates a dynamic coastal environment rich with wildlife and natural beauty. From your dock, enjoy watching everything from recreational boaters to large cruise ships and sightseeing vessels as they travel the river. Both homes include washer and dryer hookups, and the property is being offered furnished, with the seller to provide a list of exclusions. Located approximately 10 minutes from Popham Beach State Park and about 15 minutes from the communities of Bath and Brunswick, this remarkable property combines privacy, waterfront recreation, and convenient access to some of Maine's most beloved coastal destinations. For those seeking additional possibilities, the neighboring land is also available for purchase (MLS #1674719), creating a rare opportunity to own adjoining waterfront properties.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
5/10
Bath Middle SchoolGrades 6-85.7 mi
7/10
Morse High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Metal,Pitched,Shingle
  • Construction materials: Log,Mobile,Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp,Cape Cod,Cottage,Other,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Dirt Floor,Crawl Space

Bedroom1

  • Level: First
  • Area: 91.4154
  • Dimensions: 9.06 x 10.09

Bedroom1

  • Level: First
  • Area: 77.7518
  • Dimensions: 11.06 x 7.03

Bedroom2

  • Level: First
  • Area: 66.68159999999999
  • Dimensions: 6.04 x 11.04

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,075

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Kitchen

  • Level: First
  • Area: 291.41
  • Dimensions: 18.1 x 16.1

Kitchen

  • Level: First
  • Area: 141.7535
  • Dimensions: 20.05 x 7.07

Living Room

  • Level: First
  • Area: 89.0928
  • Dimensions: 8.07 x 11.04

Loft

  • Level: Second
  • Area: 209.96359999999999
  • Dimensions: 13.09 x 16.04

Loft

  • Level: Second
  • Area: 67.0128
  • Dimensions: 11.04 x 6.07

Property

Details

  • Zoning: Shoreline

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Kennebec River
  • Frontage length: Waterfrontage: 335,Waterfrontage Owned: 335

Lot

  • Lot size: 2.90 Acres
  • Features: Near Public Beach,Near Town,Open Lot,Right of Way,Rolling Slope,Wooded

Parking

  • Parking features: Other,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Winter Weather
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance $272$3,264
Property Taxes $820$9,840
Electricity $244$2,930
Total$6,367$76,404

Income You'd Need if You Spent...

35% on housing$218,297/yr
40% on housing$191,010/yr
45% on housing$169,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$926This listing

vs Other Active Listings

Avg $/sqft

ZIP 04562$372
Sagadahoc County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 04562$298
Sagadahoc County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-01Listed for sale$995,000
2017-10-20Sold$250,000

For Sale by Agent

AgentTeri Campbell
BrokerageFontaine Family-The Real Estate Leader

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