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57 Hill Street, Saco, ME, 04072

4beds
2baths
1,890sqft
$595,000
$315price/sqft
$4,161/moest. monthly cost
$166,440/yrincome needed

About This Home

Whether you are looking for an owner-occupied duplex or a well maintained investment property in this highly coveted area of saco, this property is an excellent choice. The duplex consists of two well-maintained 2-bedroom, 1-bathroom apartments in the heart of Saco. The sellers have taken exceptional care of the home, recent improvements include: installing new flooring in the first-floor living room, kitchen, hallway, and bathroom, a new front porch with composite decking, new doors, and a new rear staircase. The sizable backyard space for in town is a great bonus in the warmer months for entertaining and relaxation. This property offers easy access to the interstate, is in close proximity to the beach, and is within walking distance of downtown Saco. Call today for your private showing!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

--
Young SchoolGrades K-20.6 mi
7/10
Saco Middle SchoolGrades 6-81.7 mi
--
Saco Transition ProgramGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Storage
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,890

Heating & Cooling

  • Heating features: Forced Air,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: SACOM052L091U000000
  • Zoning: R-3

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.32 Acres
  • Features: Neighborhood,Level,Rolling Slope,Sidewalks,Landscaped

Parking

  • Parking features: Paved,1 - 4 Spaces,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance $139$1,668
Property Taxes $740$8,880
Electricity $274$3,296
Total$4,161$49,932

Income You'd Need if You Spent...

35% on housing$142,662/yr
40% on housing$124,830/yr
45% on housing$110,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 04072$302
York County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 04072$327
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$625,000
2023-06-08Sold$515,000
2023-03-29Pending sale$475,000
2023-03-22Listed for sale$475,000
2022-12-29Listing removed--
2022-09-09Price change$495,000
2022-08-31Listed for sale$499,900
2021-03-24Listing removed--
2018-10-31Listing removed$1,300
2018-10-23Listed for rent$1,300
2018-10-19Sold$285,000
2018-09-04Pending sale$283,500
2018-08-14Listed for sale$283,500
2013-12-17Sold$168,000
2013-09-16Listing removed$175,000
2013-08-29Listed for sale$175,000

For Sale by Agent

AgentAnne-Marie McKenzie
BrokerageKeller Williams Realty

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