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7052 Smith Creek Rd, Elko, NV, 89815

2beds
2baths
1,760sqft
$1,110,000
$631price/sqft
$6,691/moest. monthly cost
$267,640/yrincome needed

About This Home

Holy smokes, this is one you don't want to miss. Welcome to 7052 Smith Creek Rd, offering 40 acres tucked just below the South Ruby Mountains with lush green grass and views that absolutely steal the show. Built in 2022, this 2 bed, 2 bath home offers 1760 sq ft of living space. The main level features heated tile floors, and upstairs you'll find large windows that frame the mountains like a movie screen-views you won't get tired of. Outside, the property is set up and ready to go. You'll find multiple outbuildings including a horse barn with a small round pen, a feedlot connected to a hay barn/machine shed, and a fully enclosed shop with concrete flooring. This is one of those properties you truly have to see in person to appreciate everything it offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Spring Creek High SchoolGrades 9-1221.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Propane Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Fireplace,Walk-In Pantry
  • Flooring: Hardwood,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Coal,Wood

Interior Area

  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 084001013
  • Zoning description: OS
  • Horse amenities: Horses Allowed,Tack Room

Features

  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Covered Patio,Deck,Fully Fenced,Mature Trees/Landscape,Rain Gutters,Storage,Workshop
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Residential vegetation: Crop(s),Natural State
  • Horses can be raised: Yes

Lot

  • Lot size: 40 Acres
  • Features: Lawn,Meadow

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,612$67,344
Home Insurance $369$4,428
Property Taxes $518$6,216
Electricity $192$2,306
Total$6,691$80,292

Income You'd Need if You Spent...

35% on housing$229,405/yr
40% on housing$200,730/yr
45% on housing$178,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$631This listing

vs Other Active Listings

Avg $/sqft

ZIP 89815$195
Elko County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 89815$215
Elko County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,399,000

For Sale by Agent

AgentChad Steele
BrokeragePresidio Real Estate West

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