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194 Old Sawmill Road, Whiting, VT, 05778

3beds
3baths
2,954sqft
$699,000
$237price/sqft
$4,959/moest. monthly cost
$198,360/yrincome needed

About This Home

Nestled in a picturesque, pastoral landscape, this classic farmstead is the perfect setting for your Vermont dream! The property includes a potential building lot across the road with apple & pear trees, and site work showing it could support a 5 bedroom home. Think guest house, family member moving next door- many possibilities! The centerpiece of the property is the 1890s farmhouse that has been meticulously cared for and updated, with a new roof in 2024, updated electric panel and most windows replaced. Weatherization was completed to the home after an energy audit in 2022- including increased basement and attic insulation. A reverse osmosis system was installed for drinking water, and a 10kw solar panel system was added that offsets the power to the property. Enter in through the welcoming, covered front porch entry and wood floors and trim take you throughout the light filled rooms. The country kitchen has a walk in pantry and plenty of storage, and opens up to a sitting area with a wood stove for cozy days. A previous porch was finished off to a large sunroom and mudroom with radiant heat and looks out to the attached deck and the view beyond. The large living room and formal dining room are nearby- along with a first floor laundry room and powder room. The second level has three bedrooms, an office and a full bath- the third floor could be a guest suite or bonus room with its own full bath. Several barns are on the property- one with 7 standing horse stalls, 2 box stalls and two open stalls. Attached to this barn is a former creamery. Amazing butter was created in this structure for 23 years, so 150 amp power, water and floor drains are in this space- consisting of three rooms used for this process. Currently the acreage is enrolled in the current use program to provide tax savings. If you are looking for a serene, country setting for your new home, complete with the land and barns to incorporate into your lifestyle- this might just be the place!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Orwell Village SchoolGrades PK-63.8 mi
3/10
Fair Haven Uhsd #16Grades 7-1215.4 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Concrete
  • Roof: Shingle,Standing Seam
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Gas Range,Refrigerator,Washer,Domestic Water Heater,Water Heater off Boiler,Instant Hot Water
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Insulated,Interior Stairs,Unfinished,Walkout,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Hearth,Kitchen Island,Natural Light,Natural Woodwork,Vaulted Ceiling(s),Walk-in Pantry
  • Flooring: Ceramic Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,954

Heating & Cooling

  • Heating features: Oil,Pellet Stove,Baseboard,Radiant,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 3,626
  • Total interior livable area: 2,954 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Laundry

Details

  • Parcel number: 45914510693
  • Zoning description: Rural (RRL)

Features

  • Levels: 3
  • Stories: 3
  • Patio & porch: Porch,Covered Porch
  • Exterior features: Deck,Garden,Natural Shade,Storage
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage length: Road frontage: 870

Lot

  • Lot size: 27 Acres
  • Features: Country Setting,Field/Pasture,Landscaped,Leased,Level,Open Lot,Sloped,Rural

Parking

  • Parking features: Gravel,Driveway,Barn
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $194$2,328
Property Taxes $856$10,272
Electricity $375$4,509
Total$4,959$59,508

Income You'd Need if You Spent...

35% on housing$170,022/yr
40% on housing$148,770/yr
45% on housing$132,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 05778$130
Addison County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 05778
Addison County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$825,000
1999-06-10Sold$240,000

For Sale by Agent

AgentSarah Peluso
BrokerageIPJ Real Estate

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