See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

217 Ferry Road, Vergennes, VT, 05491

2beds
2baths
1,296sqft
$479,000
$370price/sqft
$3,400/moest. monthly cost
$136,000/yrincome needed

About This Home

Mature hedges and a private automatic gate set the perimeter of your own private oasis. This unique property offers a two-bedroom, two-bath home with two bonus rooms, filled with natural sunlight throughout. The home features a standing seam roof and an outdoor pavilion, perfect for relaxing or entertaining. Enjoy the beautiful fenced-in garden with raised beds, chicken coop, duck pond, and an abundance of perennial plantings and fruit trees. The oversized two-car garage includes a finished and heated office space above, ideal for a home business, studio, or additional workspace. Located just steps away from Otter Creek with deeded access area of 200', making this property perfect for boating enthusiasts and those who love the water. A rare opportunity to own a peaceful property offering privacy, functionality, and beautiful outdoor living spaces in a truly special location. (Photos are prior to Sellers moving) Showings start 4/13/2026

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10
Vergennes Uhsd #5Grades 9-124.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab w/ Frost Wall
  • Roof: Standing Seam
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Propane,Heat Pump,Hot Air
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 22807310523
  • Zoning description: Homestead

Features

  • Levels: 3
  • Stories: 3
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Otter Creek
  • Frontage length: Road frontage: 208

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Paved,Parking Spaces 1 - 10
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance $138$1,656
Property Taxes $586$7,032
Electricity $254$3,053
Total$3,400$40,800

Income You'd Need if You Spent...

35% on housing$116,571/yr
40% on housing$102,000/yr
45% on housing$90,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 05491$215
Addison County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 05491
Addison County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$479,000
2026-04-27Pending sale$479,000
2026-04-02Listed for sale$479,000
2016-02-16Sold$223,900
2015-08-30Price change$249,900
2015-08-03Listed for sale$259,900
2015-04-29Listing removed$269,900
2015-03-11Price change$269,900
2014-05-16Price change$273,000
2013-11-09Price change$279,000
2013-03-03Listed for sale$289,900
2002-10-01Sold$85,500

For Sale by Agent

AgentAnna Charlebois-Ouellett
BrokerageCornerstone Solutions Realty

Similar Homes