




217 Ferry Road, Vergennes, VT, 05491
About This Home
Mature hedges and a private automatic gate set the perimeter of your own private oasis. This unique property offers a two-bedroom, two-bath home with two bonus rooms, filled with natural sunlight throughout. The home features a standing seam roof and an outdoor pavilion, perfect for relaxing or entertaining. Enjoy the beautiful fenced-in garden with raised beds, chicken coop, duck pond, and an abundance of perennial plantings and fruit trees. The oversized two-car garage includes a finished and heated office space above, ideal for a home business, studio, or additional workspace. Located just steps away from Otter Creek with deeded access area of 200', making this property perfect for boating enthusiasts and those who love the water. A rare opportunity to own a peaceful property offering privacy, functionality, and beautiful outdoor living spaces in a truly special location. (Photos are prior to Sellers moving) Showings start 4/13/2026
Getting Around
Schools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Slab w/ Frost Wall
- Roof: Standing Seam
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,296
Heating & Cooling
- Heating features: Propane,Heat Pump,Hot Air
- Cooling features: Mini Split
Interior Area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Property
Details
- Parcel number: 22807310523
- Zoning description: Homestead
Features
- Levels: 3
- Stories: 3
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterbody name: Otter Creek
- Frontage length: Road frontage: 208
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 2
- Parking features: Paved,Parking Spaces 1 - 10
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,422 | $29,064 |
| Home Insurance | $138 | $1,656 |
| Property Taxes | $586 | $7,032 |
| Electricity | $254 | $3,053 |
| Total | $3,400 | $40,800 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $479,000 |
| 2026-04-27 | Pending sale | $479,000 |
| 2026-04-02 | Listed for sale | $479,000 |
| 2016-02-16 | Sold | $223,900 |
| 2015-08-30 | Price change | $249,900 |
| 2015-08-03 | Listed for sale | $259,900 |
| 2015-04-29 | Listing removed | $269,900 |
| 2015-03-11 | Price change | $269,900 |
| 2014-05-16 | Price change | $273,000 |
| 2013-11-09 | Price change | $279,000 |
| 2013-03-03 | Listed for sale | $289,900 |
| 2002-10-01 | Sold | $85,500 |
For Sale by Agent
