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49 Russell Street, Saint Albans, VT, 05478

3beds
3baths
1,832sqft
$550,000
$300price/sqft
$3,240/moest. monthly cost
$129,600/yrincome needed

About This Home

14-foot pool? Check. Hot tub? Absolutely. And that’s just the beginning. Welcome to this beautifully maintained ranch-style home tucked away on a quiet dead-end street just minutes from everything Saint Albans has to offer. Don’t let the exterior fool you—this home offers far more space than meets the eye, with a versatile layout that fits a variety of lifestyles. Step outside into your own private backyard retreat featuring a new fence fully enclosing the space, a stunning in-ground pool and relaxing hot tub, perfect for summer entertaining or unwinding after a long day. The thoughtfully landscaped yard sets the stage for barbecues, gatherings, or peaceful evenings under the stars. With a pool shed, gardening shed, and a lean-to off the garage, there’s no shortage of space for tools, hobbies, and outdoor gear. Inside, the home continues to impress. The basement offers flexible space ideal for a recreation room, home office, or small business—previously used as a single-chair salon. A one-car garage with finished space above provides even more opportunity for storage, workspace, or expansion. Enjoy your mornings on the charming front porch, the perfect spot for coffee and quiet starts to the day. Set in a welcoming neighborhood, this property offers convenient access to local schools, parks, shopping, and dining, while still maintaining that peaceful, tucked-away feel. And with Burlington just a short drive away, you get the best of both worlds—small-town charm with city convenience. This is a home that truly delivers inside and out. Schedule your showing today and see it for yourself.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete
  • Roof: Metal
  • Construction materials: Wood Frame,T1-11 Exterior,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Microwave,Refrigerator,Washer,Electric Stove,Owned Water Heater,Tank Water Heater
  • Laundry features: 1st Floor Laundry,In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Partially Finished,Exterior Stairs,Interior Stairs,Storage Space,Sump Pump,Interior Access,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Central Vacuum,Ceiling Fan(s),Kitchen/Living,Indoor Storage,Walk-in Pantry
  • Flooring: Combination,Concrete,Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 1,832

Heating & Cooling

  • Heating features: Propane,Oil,Pellet Stove,Baseboard,Monitor Type,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 3,064
  • Total interior livable area: 1,832 sqft

Property

Details

  • Parcel number: 54917301225
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered Porch,Enclosed Porch,Screened Porch,Heated Porch
  • Exterior features: Garden,Shed,Storage
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Full
  • Frontage length: Road frontage: 75

Lot

  • Lot size: 0.26 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Paved,Auto Open,Direct Entry,Heated Garage,Driveway,Garage,Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $155$1,860
Property Taxes $50$600
Electricity $254$3,053
Total$3,240$38,880

Income You'd Need if You Spent...

35% on housing$111,085/yr
40% on housing$97,200/yr
45% on housing$86,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 05478$197
Franklin County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 05478$201
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$550,000
2024-10-05Listing removed$525,000
2024-08-10Price change$525,000
2024-05-23Listed for sale$550,000
2024-02-06Listing removed--
2024-02-04Listed for sale$550,000
1991-05-28Sold$90,000

For Sale by Agent

AgentAaron Scowcroft
BrokerageNorthern Vermont Realty Group

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