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4131 Lower Newton Road, Swanton, VT, 05488

3beds
1baths
936sqft
$249,000
$266price/sqft
$1,886/moest. monthly cost
$75,440/yrincome needed

About This Home

Offering 936 square feet of living space, this 3-bedroom, 1 full bath home provides a solid foundation with endless potential. The layout features an eat-in kitchen, a comfortable living area, and the convenience of single level living. A full basement offers excellent storage space or the opportunity to finish for additional living area. Outside, you’ll appreciate the flat, open yard perfect for gardening, recreation, or future expansion. Enjoy your morning coffee on the charming front porch, and take advantage of the attached one car garage plus ample driveway parking for guests. The home does need updating and cosmetic improvements, including flooring, sheetrock repairs, and fresh pain making it a great opportunity for buyers looking to build equity and make it their own. With its manageable size, desirable single-level layout, and spacious lot, this property is full of potential. Bring your vision and transform this ranch into the home you’ve been dreaming of!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Concrete Floor,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Oil,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 55217411574
  • Zoning description: RES

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 1 Acres
  • Features: Level,Open Lot

Parking

  • Total spaces: 4
  • Parking features: Gravel,Driveway,Off Street,Parking Spaces 4,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance $83$996
Property Taxes $290$3,480
Electricity $254$3,053
Total$1,886$22,632

Income You'd Need if You Spent...

35% on housing$64,662/yr
40% on housing$56,580/yr
45% on housing$50,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 05488$204
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 05488$200
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$249,000

For Sale by Agent

AgentDavid Graves
BrokerageNorthern Vermont Realty Group

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