




97 Berlin Street, Montpelier, VT, 05602
About This Home
One of a kind 5 bedroom home with a one bedroom efficiency apartment. This classic Montpelier home has been renovated from the studs out. You name it, it’s been updated–and in the right way. Insulation, windows, electric, plumbing. Bathrooms, kitchens, floors, roof, paint, furnace, and more! A large kitchen and a formal dining room (you don’t have to be formal) are on the first floor, along with a living room and a pellet stove. Four bedrooms upstairs, plus a full bathroom. Then, and you’re going to like this–the third floor is an entire primary bedroom floor. Spacious bedroom with its own bathroom. Give yourself a little space for when you want to be alone. For watching movies and writing poetry, that is. The apartment is a real gem. It’s not big, but it’s in good shape and it ALWAYS rents. Most recently it was getting $1100 a month. Or, if you want a first floor bedroom, it could easily be incorporated back into the main house. Driveway parking is behind the house, and works for 2-3 cars. Super convenient to downtown Montpelier’s stores, restaurants, and the schools. Lots of space means lots of options! One real estate website implies that this is in a flood hazard area. It is NOT in the 1% flood hazard zone. *****Might be ideal for housing where occupants don't have or need cars. It's close to town, a bus stop, and there are sidewalks.*****
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Architectural Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: New Englander
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Stove
Basement
- Has basement: Yes
- Basement: Unfinished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- In-Law Suite,Primary BR w/ BA
- Flooring: Hardwood,Softwood
- Finished area below ground: 0
- Finished area above ground: 2,126
Heating & Cooling
- Heating features: Propane,Oil,Pellet Stove,Direct Vent,Hot Air
- Cooling features: None
Interior Area
- Total structure area: 2,761
- Total interior livable area: 2,126 sqft
Property
Details
- Parcel number: 40512612410
- Zoning description: Residential 3000
Features
- Levels: 3
- Stories: 3
- Patio & porch: Covered Porch
- Frontage length: Road frontage: 30
Lot
- Lot size: 5,663 sqft
- Features: City Lot
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance | $136 | $1,632 |
| Property Taxes | $608 | $7,296 |
| Electricity | $270 | $3,245 |
| Total | $3,264 | $39,168 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $424,000 |
| 2026-07-02 | Listed for sale | $445,000 |
| 2026-02-25 | Listing removed | $469,000 |
| 2025-10-03 | Price change | $469,000 |
| 2025-08-30 | Price change | $495,000 |
| 2025-08-04 | Listed for sale | $510,000 |
| 2008-01-17 | Sold | $61,000 |
| 2006-04-03 | Sold | $50,000 |
