294 Montana Lndg, Polson, MT, 59860
About This Home
Rare opportunity to own a spacious townhouse in the highly sought-after Mission Bay subdivision in Polson, Montana. Offering an impressive 4,092 square feet, this beautifully designed home features 4 bedrooms and 3 bathrooms, providing ample space for both comfortable living and entertaining. This property stands out not only for its size, but for its exceptional setting within one of Polson’s premier neighborhoods. Residents of Mission Bay enjoy exclusive access to a private lakefront area on Flathead Lake, complete with a dock—perfect for soaking in Montana’s stunning summer days. The community amenities are second to none, including pickleball courts, a tennis court, a well-appointed clubhouse, and a fully equipped gym. For golf enthusiasts, the home is ideally situated next to the Polson Bay Golf Course, with convenient private access nearby. Combining space, location, and lifestyle, this home offers a rare blend of luxury and recreation in one of the most desirable areas in Polson. Whether you’re looking for a full-time residence or a Montana retreat, this property delivers unmatched value and opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Poured
Type & Style
- Home type: Townhouse
- Architectural style: Split Level
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Wet Bar,Central Vacuum
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 2,034
Interior Area
- Total interior livable area: 4,092 sqft
Property
Details
- Parcel number: 15322802403015004
- Special condition: Standard
Features
- Levels: Multi/Split
- Has view: Yes
- View description: Mountain(s),Residential
- Waterfront features: Lake,Water Access
- Waterbody name: Flathead Lake
Lot
- Lot size: 9,975 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Wildfire
- Avalanche
- Earthquake
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance | $446 | $5,352 |
| Property Taxes | $258 | $3,096 |
| Electricity | $280 | $3,371 |
| Total | $4,144 | $49,728 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Contingent | $625,000 |
| 2026-05-01 | Listed for sale | $625,000 |
| 2025-11-01 | Listing removed | $630,000 |
| 2025-07-22 | Price change | $630,000 |
| 2024-09-19 | Price change | $640,000 |
| 2024-07-26 | Listed for sale | $645,000 |
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