21 N Last Chance Gulch APT 3H, Helena, MT, 59601
About This Home
Come look at a chance to own a piece of Helena’s history in the Placer Building, right on the downtown walking mall. As an owner, you receive 1.75% ownership of the entire building, in addition to your private condo, giving you a rare blend of character, community, and long-term value. Inside, the condo is filled with natural light, featuring a spacious living room and bedroom. Tall windows frame the energy of downtown while still offering a comfortable retreat above it all. Step outside the Placer front door and you’re instantly immersed in the best of Helena—coffee shops, restaurants, breweries, and local favorites are just steps away. Whether you’re looking for a primary residence or a downtown retreat, opportunities like this don’t come around often. Historic charm, unbeatable location, shared ownership in a landmark building, and the pulse of downtown Helena at your doorstep. This is one you need to experience in person! Buyers and Buyers agents to verify all information.
Getting Around
Walker's Paradise
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1913
Materials
- Foundation: Poured
Type & Style
- Home type: Condo
- Architectural style: Multi-Level,Tri-Level
- Property subType: Condominium,Multi Family
Interior
Appliances
- Appliances included: Freezer,Microwave,Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 754 sqft
Property
Details
- Parcel number: 05188830304067308
- Special condition: Standard
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lewis and Clark County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance | $107 | $1,284 |
| Property Taxes | $118 | $1,416 |
| Electricity | $151 | $1,812 |
| Total | $1,715 | $20,580 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $265,000 |
| 2026-02-18 | Price change | $285,000 |
| 2026-01-28 | Listed for sale | $295,000 |
| 2022-08-10 | Sold | -- |
| 2022-07-15 | Contingent | $160,000 |
| 2022-07-01 | Listed for sale | $160,000 |
| 2019-12-17 | Listing removed | $99,000 |
| 2019-06-11 | Listed for sale | $99,000 |
| 2019-05-22 | Pending sale | $99,000 |
| 2018-12-21 | Listed for sale | $99,000 |
| 2018-08-11 | Sold | -- |
| 2018-08-01 | Price change | $109,000 |
| 2018-01-28 | Listed for sale | $117,500 |
| 2015-09-25 | Sold | -- |
| 2015-09-22 | Pending sale | $109,000 |
| 2015-09-22 | Listed for sale | $109,000 |
| 2015-09-10 | Listing removed | $900 |
| 2015-08-05 | Listed for rent | $900 |
| 2015-04-02 | Listing removed | $109,000 |
| 2015-03-28 | Price change | $109,000 |
| 2014-09-26 | Listed for sale | $119,000 |
| 2014-09-26 | Listing removed | $900 |
| 2014-09-25 | Listed for rent | $900 |
| 2014-04-08 | Listing removed | $900 |
| 2014-03-07 | Listed for rent | $900 |
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