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21 N Last Chance Gulch APT 4M, Helena, MT, 59601

1beds
1baths
629sqft
$165,000
$262price/sqft
$1,125/moest. monthly cost
$45,000/yrincome needed

About This Home

Open House on Saturday, May 16, 130-230PM ~Welcome to 21 North Last Chance Gulch 4M, in downtown Helena. This condo has beautiful views of the downtown walking mall and of Mount Helena. What a great way to build equity, and ready for your remodeling and finishing touches! This one bedroom one bathroom condo has plenty of potential, with a well-thought-out floor plan. More photos to follow soon ~Come see today for yourself by making a showing request

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
Central SchoolGrades PK-51.6 mi
5/10
Helena Middle SchoolGrades 6-80.9 mi
7/10
Helena High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Block,Poured,Stone

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 629 sqft

Property

Details

  • Parcel number: 05188830304067412
  • Special condition: Standard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Wildfire

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance $67$804
Property Taxes $73$876
Electricity $151$1,812
Total$1,125$13,500

Income You'd Need if You Spent...

35% on housing$38,571/yr
40% on housing$33,750/yr
45% on housing$30,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 59601$197
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59601$238
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-16Listed for sale$165,000
2026-02-10Pending sale$165,000
2026-01-20Listed for sale$165,000
2020-08-25Listing removed$850
2020-08-17Listed for rent$850
2020-02-25Listing removed$127,500
2020-02-22Listed for sale$127,500
2015-05-12Listing removed$675
2015-05-05Listed for rent$675
2014-08-12Listing removed$675
2014-06-12Listed for rent$675
2014-04-08Listing removed$675
2013-12-24Listed for rent$675

For Sale by Agent

AgentRyan Stavnes
BrokerageEXIT Realty of Helena

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