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115 Sugar Bluff Ln NW, Madison, AL, 35757

3beds
2baths
1,046sqft
$215,000
$206price/sqft
$1,515/moest. monthly cost
$60,600/yrincome needed

About This Home

Move-in ready and priced to sell! This charming 3-bedroom, 2-bath home with a 2-car garage offers exceptional value just minutes from the popular Clift Farm area. Enjoy convenient access to Publix, Costco, shopping, services and an outstanding selection of restaurants, plus Madison Hospital and nearby medical facilities. Recent improvements include new LVP flooring throughout the main living areas, new carpet in all three bedrooms, fresh interior paint, a new stainless steel range, an approximately 2-year-old HVAC and water heater, and a recently installed French drain for improved yard drainage .DON'T MISS THIS ONE!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
3/10
Williams Middle SchoolGrades 6-89.5 mi
2/10
Columbia High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher

Bedroom2

  • Features: Carpet,Window Cov
  • Level: First
  • Area: 100

Bedroom3

  • Features: Carpet,Window Cov
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Ceiling Fan(s),Window Cov,LVP
  • Area: 240

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,046 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Window Cov,LVP
  • Level: First
  • Area: 130

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Window Cov,Walk-In Closet(s)
  • Level: First
  • Area: 130

Property

Details

  • Parcel number: 1504194003052000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,032 sqft
  • Lot size dimensions: 58 x 104

Parking

  • Parking features: Garage-Two Car,Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$119$1,428
Property Taxes $69$828
Electricity $240$2,881
Total$1,515$18,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,942/yr
40% on housing$45,450/yr
45% on housing$40,400/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 35757$152
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35757$169
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$215,000
2026-07-14Listing removed$1,475
2026-06-20Listed for rent$1,475
2025-07-07Listing removed$1,325
2025-06-30Listed for rent$1,325
2020-10-06Listing removed$1,175
2020-09-22Listed for rent$1,175
2016-02-19Listing removed$875
2015-11-26Price change$875
2015-11-20Listed for rent$950
2012-01-28Listing removed$795
2012-01-14Listed for rent$795
2006-10-19Sold$19,000

For Sale by Agent

AgentRobert Hussey
BrokerageKeller Williams Realty Madison

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