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4806 Rumson Rd NW, Huntsville, AL, 35810

3beds
1baths
1,425sqft
$124,900
$88price/sqft
$1,025/moest. monthly cost
$41,000/yrincome needed

About This Home

Welcome to 4806 Rumson Rd NW in Huntsville, AL! This charming one-story home offers 3 bedrooms and 1 full bathroom with a functional layout designed for comfortable living. Inside, you’ll find both a spacious living room and a separate family room, providing plenty of space for relaxing, entertaining, or creating a home office or play area. The single-level design makes daily living convenient, while the bedrooms offer cozy retreats. Located in an established neighborhood with easy access to schools, shopping, dining, and major roads, this home is a great opportunity for first-time buyers, families, or investors looking for a solid property in Huntsville.

Getting Around

10
WalkingCar-Dependent
15
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

2/10
2/10
Ronald McNair 7-8Grades 7-81.8 mi
2/10
Jemison High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 100

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 120

Family Room

  • Features: Carpet
  • Level: First
  • Area: 140

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,425 sqft

Kitchen

  • Features: Carpet,Window Cov
  • Level: First
  • Area: 130

Living Room

  • Features: Carpet,Window Cov
  • Level: First
  • Area: 182

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 130

Property

Details

  • Parcel number: 1401123004019000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$114$1,368
Property Taxes $40$480
Electricity $240$2,881
Total$1,025$12,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,142/yr
40% on housing$30,750/yr
45% on housing$27,333/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 35810$106
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35810$140
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$149,900
2026-03-13Listed for sale$154,900
2025-05-20Listing removed$1,175
2025-05-15Price change$1,175
2025-04-10Listed for rent$1,245
2024-06-22Listing removed--
2024-06-17Price change$1,199
2024-06-07Price change$1,220
2024-05-31Price change$1,279
2024-05-24Price change$1,299
2024-05-15Price change$1,310
2024-04-20Price change$1,325
2024-04-10Price change$1,350
2024-03-15Price change$1,365
2024-03-12Listed for rent$1,325
2022-03-13Listing removed--
2022-03-04Price change$1,180
2022-02-22Listed for rent$1,250
2022-02-14Listing removed--
2022-02-05Listed for rent$1,325
2021-10-14Sold$120,000
2021-10-04Pending sale$119,900
2021-09-28Listed for sale$119,900

For Sale by Agent

AgentIsabella Crandall
BrokerageTrelora Realty

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