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512 Oshaughnessy Ave NE, Huntsville, AL, 35801

2beds
2baths
1,262sqft
$239,900
$190price/sqft
$1,677/moest. monthly cost
$67,080/yrincome needed

About This Home

Don't miss this investment opportunity in the heart of the historic Five Points neighborhood! This duplex is within walking distance of shopping, dining, and entertainment. The property features two units, each offering 1 bedroom and 1 bathroom with approximately 631 square feet. One unit currently has a tenant in place, while the other was recently vacated. Ideal for investors seeking immediate rental income or for an owner-occupant looking to live in one unit and rent the other. Buyer to verify flood insurance requirements. Each unit features ductless mini-split systems providing zoned heating and cooling. Vacant unit available for immediate viewing.

Getting Around

69
WalkingSomewhat Walkable
24
TransitMinimal Transit
58
BikeBikeable

Schools

5/10
3/10
Lee High SchoolGrades 9-120.9 mi

Construction

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,262 sqft

Kitchen

  • Features: Ceiling Fan(s),LVP
  • Level: First
  • Area: 204

Living Room

  • Features: Ceiling Fan(s),LVP
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 1407254006083000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: Driveway-Gravel,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$147$1,764
Property Taxes $77$924
Electricity $240$2,881
Total$1,677$20,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,497/yr
40% on housing$50,310/yr
45% on housing$44,720/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 35801$208
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35801$198
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$239,900
2026-03-19Price change$249,850
2026-03-08Listed for sale$249,900
2018-10-01Sold$120,000

For Sale by Agent

AgentErica White
BrokerageeXp Realty LLC Central

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